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Table 4 Factors associated with the use and barriers of SHI among respondents

From: Health insurance for patients with HIV/AIDS in Vietnam: coverage and barriers

  Having HI Lack of information about HI Feel difficulty in accessing HI Feel difficulty in using HI Feel difficulty in paying HI
AOR 95%CI AOR 95%CI AOR 95%CI AOR 95%CI AOR 95%CI
Gender (Female vs. Male)        4.97** 1.15; 21.57  
Education (vs. Illiterate)
 • High school        0.49** 0.24; 1.00   
 • Vocational    0.10** 0.01; 0.81      
 • ≥ University 15.83*** 2.87; 87.15     5.62*** 1.58; 19.94  
Marital status (vs. Single)
 • Living with spouse/partner 2.71*** 1.59; 4.63 0.67* 0.43; 1.04 0.53** 0.32; 0.88    
 • Divorces        4.77*** 1.98; 11.47  
 • Widow 6.36* 0.77; 52.82        
Religion (vs. No)
 • Catholic 2.81** 1.13; 6.98        
Having problem in self-care (Yes vs. No)          2.26** 1.01; 5.05
Pain/Discomfort (Yes vs. No)    2.74*** 1.73; 4.32 1.58* 0.95; 2.62    
Catastrophic health expenditure (Yes vs. No) 1.79** 1.05; 3.05     1.81* 0.94; 3.48  
Lack of information about HI (Yes vs. No) 0.41*** 0.24; 0.69        
Feel difficulty in accessing HI (Yes vs. No) 0.47** 0.23; 0.95        
  1. *** p < 0.01, ** p < 0.05, * p < 0.1