Health insurance for patients with HIV/AIDS in Vietnam: coverage and barriers

Table 4 Factors associated with the use and barriers of SHI among respondents

	Having HI		Lack of information about HI		Feel difficulty in accessing HI		Feel difficulty in using HI		Feel difficulty in paying HI
	AOR	95%CI	AOR	95%CI	AOR	95%CI	AOR	95%CI	AOR	95%CI
Gender (Female vs. Male)							4.97**	1.15; 21.57
Education (vs. Illiterate)
• High school							0.49**	0.24; 1.00
• Vocational			0.10**	0.01; 0.81
• ≥ University	15.83***	2.87; 87.15					5.62***	1.58; 19.94
Marital status (vs. Single)
• Living with spouse/partner	2.71***	1.59; 4.63	0.67*	0.43; 1.04	0.53**	0.32; 0.88
• Divorces							4.77***	1.98; 11.47
• Widow	6.36*	0.77; 52.82
Religion (vs. No)
• Catholic	2.81**	1.13; 6.98
Having problem in self-care (Yes vs. No)									2.26**	1.01; 5.05
Pain/Discomfort (Yes vs. No)			2.74***	1.73; 4.32	1.58*	0.95; 2.62
Catastrophic health expenditure (Yes vs. No)	1.79**	1.05; 3.05					1.81*	0.94; 3.48
Lack of information about HI (Yes vs. No)	0.41***	0.24; 0.69
Feel difficulty in accessing HI (Yes vs. No)	0.47**	0.23; 0.95

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