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Table 2 Mean per person actual residual spending in euros for the top X% of predicted residual spending under the OLS and random forest prediction model

From: High-risk pooling for mitigating risk selection incentives in health insurance markets with sophisticated risk equalization: an application based on health survey information

 

Top 1%

Top 2%

Top 3%

Top 4%

Top 5%

OLS

1091*

1331*

1093*

895*

886*

Random forest

2359*

1506*

1343*

1130*

1086*

  1. Note: Results are based on test sample (N = 115,473). An asterisk (*) means that the presented value is statistically significantly different from zero (p < 0.05)
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BMC Health Services Research

ISSN: 1472-6963

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