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Fig. 3 | BMC Health Services Research

Fig. 3

From: High-risk pooling for mitigating risk selection incentives in health insurance markets with sophisticated risk equalization: an application based on health survey information

Fig. 3

Mean per person profit/loss per year in euros under the Dutch risk-equalization model of 2016 without a high-risk pool and for 5 high-risk pools that vary in size for the groups of individuals who reported (not) to suffer from a chronic condition (ever or in the past 12 months). Note: Results are based on test sample (N = 115,473). HRP stands for high-risk pooling. No HRP shows the mean per person profit/loss under the risk-equalization model without a high-risk pool. An asterisk (*) means that the presented value is statistically significantly different from zero (p < 0.05). Group size does not sum to 100% over the two groups due to missing values for these groups

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BMC Health Services Research

ISSN: 1472-6963

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