Table 4 Determinants of willingness to pay for the community-based health insurance, Gombora District, southern Ethiopia, 2020

Wealth index

Poor

107 (79.3%)

28 (20.7%)

1

1

Middle

97 (72.4%)

37 (27.6%)

1.19 (0.69, 2.06)

1.14 (0.61, 2.13)

Rich

69 (50.0%)

69 (50.0%)

2.99 (1.78, 5.03)

2.78 (1.54, 5.03) *

Health status

Poor

26 (50.0%)

26 (50.0%)

2.81 (1.49, 5.31)

1.92 (0.94, 3.91)

Medium

112 (65.1%)

60 (34.9%)

1.51 (0.96, 2.37)

1.15 (0.69, 1.92)

Good

135 (73.8%)

48 (26.2%)

1

1

Education

No formal education

60 (74.1%

21 (25.9%)

1

1

Read and write only

53 (54.1%)

45 (45.9%)

2.43 (1.28, 4.58)

2.90 (1.39, 6.05) *

Primary education

80 (67.2%)

39 (32.8%)

1.39 (0.74, 2.61)

1.48 (0.73, 2.98)

Secondary and above

80 (73.4%)

29 (26.6%)

1.04 (0.54, 1.99)

0.91 (0.44, 1.89)

Family size

≤ 5 members

163 (62.7%)

97 (37.3%)

1

1

> 5 members

110 (74.8%)

37 (25.2%)

1.77 (1.13, 2.77)

1.76 (1.06, 2.92) *

Iddir participation

< 2 iddir

101 (80.8%)

24 (19.2%)

2.66 (1.60, 4.42)

2.83 (1.61, 4.96) *

≥ 2 iddir

166 (61.3%)

105 (38.7%)

1

1

Occupation

Farmer

186 (66.9%)

92 (33.1%)

1

1

Housewife

34 (61.8%)

21 (38.2%)

1.25 (0.69, 2.27)

1.04 (0.51, 2.13)

Merchant

53 (71.6%)

21 (28.4%)

0.80 (0.46, 1.41)

1.27 (0.48, 3.34)

Chronic illness

Household with chronic illness

171 (72.5%)

65 (27.5%)

1.78 (1.17, 2.70)

1.94 (1.21, 3.12) *

Household without Chronic illness

102 (59.6%)

69 (40.4%)

1

1