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Table 2 Older people’s and their households’ characteristics associated with catastrophic health expenditures due to health service utilization in one-year period

From: Laos’ Social Health Insurance (SHI) program’s impact on older people’s accessibility and financial security against catastrophic health expense

Older people’s and their households’ characteristics

Catastrophic health expenditure

Pearson X2

No

Yes

Total

Predisposing characteristics

Gender

    

♣ Male

♣ Female

10 (11%)

81 (89%)

21 (28.4%)

53 (71.6%)

31 (18.8%)

134 (81.2%)

0.04

Age

    

♣ Young old (60–69)

♣ Middle-old (70–79)

♣ Senior (more than 80)

25 (27.5%)

23 (25.3%)

43 (47.3%)

28 (37.8%)

23 (31.1%)

23 (31.1%)

53 (32.1%)

46 (27.9%)

66 (40%)

0.104

Level of education

    

♣ No formal education

♣ Primary school

♣ Secondary school

♣ College/ university degree

7 (7.7%)

36 (39.6%)

39 (42.9%)

9 (9.9%)

1 (1.4%)

20 (27%)

35 (47.3%)

18 (24.3%)

8 (4.8%)

56 (33.9%)

74 (44.8%)

27 (16.4%)

0.014

Household size

    

♣ Small (1–4 people)

♣ Large (more than 5 people)

9 (9.9%)

82 (90.1%)

18 (24.3%)

56 (75.7%)

27 (16.4%)

138 (83.6%)

0.011

Occupation

    

♣ Retired government official

♣ Self-employed or business owner

♣ Freelancer

♣ Others

14 (15.4%)

33 (36.3%)

14 (15.4%)

30 (33%)

16 (21.6%)

16 (21.6%)

9 (12.2%)

33 (44.6%)

30 (18.2%)

49 (29.7%)

23 (13.9%)

63 (38.2%)

0.135

Enabling characteristics

Income level

    

♣ Less than or equal to $125

♣ More than $125 to $280

♣ More than $280 to $500

♣ More than $500

19 (20.9%)

40 (44%)

12 (13.2%)

20 (22%)

42 (56.8%)

21 (28.4%)

7 (9.5%)

4 (5.4%)

61 (37%)

61 (37%)

19 (11.5%)

24 (14.5%)

0.01

Means of transportation

    

♣ Without a vehicle

♣ Motorcycle

♣ Car

10 (11%)

45 (49.5%)

36 (39.6%)

26 (35.1%)

31 (41.9%)

17 (23%)

36 (21.8%)

76 (46.1%)

53 (32.1%)

0.01

Travelling time to hospital

    

♣ Less than 30 minutes

♣ Between 30 to 60 minutes

52 (57.1%)

39 (42.9%)

40 (54.1%)

34 (45.9%)

92 (55.8%)

73 (44.2%)

0.405

Need-based characteristics

Presence of elderly populations

    

♣ One

♣ Two or more

36 (39.6%)

55 (60.4%)

30 (40.5%)

44 (59.5%)

66 (40%)

99 (60%)

0.512

Presence of chronic conditions within households

    

♣ No

♣ Yes

26 (28.6%)

65 (71.4%)

19 (25.7%)

55 (74.3%)

45 (27.3%)

120 (72.7%)

0.406

Total

91

74

165