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Table 3 The effective factors in the failure of CHE reduction policies in the category of context

From: Policy analysis of the protection of Iranian households against catastrophic health expenditures: a qualitative analysis

Theme

Sub-theme

Category

Subcategory

Context

Political

political atmosphere in Iran

Factionalism in health policy making

The government's opposition to the fourth development plan

Political decisions-making

Lack of political will to implement programs

Lack of public demand

Lack of priority for health in the governance perspectives

Lack of support from political authorities

The superiority of the political component over the technical component of the decision

Situational

Economic factors

Inefficient economic system

Economic impulses caused by sanctions

Economic problems caused by the spread of covid-19

Economic instability

The decrease in gross domestic product per capita (GDP)

The effect of targeted subsidies

The high cost and large copayment for some medical services

The high administrative costs of the departments

Improper payment system

The high inflation in the health sector

Resource shortage problem

Domestic general government health expenditure (GGHE-D) as percentage of general government expenditure [46] (%)

Planning without resource allocation

Insufficient financial resources of the health sector

Resource management

High priority for allocating resources to treatment

Poor resource management

Weakness of compliance with the referral system

Structural

Service delivery structure

Inefficiency of the health insurance system

Fragmentations in Iran’s health insurance system

The inefficiency of the public sector in providing quality services

Low financial protection against healthcare expenditures for the insured persons

High coinsurance rates

A notable rate of insurance coverage duplication

Government entrepreneurship in the health sector

Decision making structure

Concentration of policy-making, monitoring and implementation in one institution

Improper organization of health care system components

Incompetence of implementing organizations

Weakness of the health system structure

lack of reliable data and statistics

Lack of transparency of responsibilities

Cultural

Cultural factors

The culture of specialization care in Iran

The culture of consumerism in health care in Iran

The public demand for utilizing advanced technologies

The paternalism and medicalization

Changing people's lifestyles

The lack of media in promoting CHE reduction policies

Social factors

Consumer moral hazard

Lack of real health literacy

Lack of public demand

Ignoring policy by the media

Social determinants of health

Supplier induced demand