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Table 2 Socio-demographic characteristics of the study participants (N = 224)

From: Factors affecting health insurance utilization among insured population: evidence from health insurance program of Bhaktapur district of Nepal

Variables

Frequency

Percentage

Mean age (± SD) of household head 54 0.8 (± 13.12) years

Gender of Household head

  

Male

192

85.7

Female

32

14.3

Ethnicity

  

Janajati

150

67.0

Brahmin/ Chhetri

65

29.0

Dalit

9

4.0

Literacy Status

  

Literate

188

83.9

Illiterate

36

16.1

Types of Family

  

Nuclear Family

152

67.9

Joint and Extended

72

32.1

Average member (± SD) in family 5.6 (± 1.93)

 

Elderly member in the family

  

No

123

54.9

Yes

101

45.1

Number of elderly members in the family (n = 101)

  

1

58

57.4

2

39

38.6

3

3

3.0

4

1

1.0

Children in Family

  

No

167

74.6

Yes

57

25.4

Number of children in the family (n = 57)

  

1

47

82.5

2

9

15.8

3

1

1.8

Chronic illness in the family

  

No

98

43.7

Yes

126

56.3

Number of family members with Chronic Illness in the family (n = 126)

  

1

81

64.3

2

38

30.2

3

7

5.6

Family members with a disability

  

No

218

97.3

Yes

6

2.7

Major expenditure

  

Household

101

45.1

Education

69

30.8

Health

54

24.1

Socioeconomic status of household

  

Lower

126

56.3

Middle

95

42.4

Upper

3

1.3

Average family annual income = NRS 553,200

Average expenditure in health (in percentage) = 20.4 ± 16.2