From: “To enroll or not to enroll”: a qualitative study on preferences for dental insurance in Iran
Theme | Sub-theme | Codes |
---|---|---|
Pecuniary attributes | Insurance premium | Fixed |
Free of charge | ||
Varied to type of services | ||
Varied to salary | ||
Coinsurance | Between 40 and 70% | |
Up to 75% | ||
Selective | ||
Insurance coverage granted | Insurance flooring | |
Insurance ceiling | ||
Other coverage granted | ||
Discounting option | To vulnerable groups | |
To low risk individuals | ||
To low-income insured | ||
Reimbursement of expenses | Compensating providers | |
Compensating patients | ||
Non-pecuniary attributes | Notification status | Enrollment |
Contract renewal | ||
Centers in contract | ||
Ethical issues | The insurer | |
The insured | ||
Providers | ||
Benefits package | Right to choose dentist | |
Right to choose dental services | ||
Inclusion of necessary dental services | ||
Contract providers | Public provider | |
Private provider | ||
Public/private providers | ||
Centers in neighborhood | ||
As enough centers | ||
Quality of dental centers | Dentist’s work quality | |
Less crowded centers | ||
Shorter waiting time | ||
Administrative process | Affair process | |
Reimbursement process | ||
Dental insurance scheme | A united package | |
An Independent package |