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Table 3 Summary statistics of variables (rural vs. urban)

From: Subscribers’ perception of quality of services provided by Ghana’s National Health Insurance Scheme - what are the correlates?

Explanatory variables Full Sample (n = 10,065) Urban Subsample (n = 4992) Rural Subsample (n = 5073)  
Mean SE Mean SE Mean SE F-statistic P-value
Age 30.77 0.14 30.84 0.20 30.69 0.18
Perceived quality        27.91 0.00
 Worse 0.34 0.01 0.39 0.02 0.28 0.01   
 Same 0.33 0.01 0.34 0.01 0.31 0.01   
 Better 0.34 0.01 0.27 0.02 0.41 0.02   
Out-of-pocket payment status        10.90 0.00
 Doesn’t pay+ 0.58 0.01 0.55 0.01 0.62 0.02   
 Pays 0.42 0.01 0.45 0.01 0.38 0.02   
Wealth status        187.81 0.00
 Poor+ 0.33 0.02 0.08 0.01 0.61 0.03   
 Average 0.20 0.01 0.16 0.01 0.25 0.02   
 Rich 0.47 0.02 0.76 0.02 0.14 0.02   
Access to Media        63.38 0.00
 None+ 0.05 0.00 0.03 0.00 0.08 0.01   
 Partial 0.72 0.01 0.66 0.01 0.79 0.01   
 Full 0.22 0.01 0.31 0.01 0.12 (0.01   
Educational status        60.07 0.00
 No education+ 0.16 0.01 0.09 0.01 0.24 0.02   
 Basic 0.15 0.01 0.11 0.01 0.20 0.01   
 At least secondary 0.69 0.01 0.80 0.01 0.56 0.02   
Region        6.10 0.00
 Greater Accra+ 0.16 0.02 0.27 0.04 0.04 0.02   
 Western 0.12 0.02 0.10 0.02 0.14 0.03   
 Central 0.08 0.02 0.06 0.01 0.11 0.04   
 Volta 0.08 0.01 0.06 0.02 0.11 0.02   
 Eastern 0.10 0.02 0.09 0.02 0.11 0.02   
 Ashanti 0.20 0.03 0.24 0.04 0.16 0.04   
 Brong-Ahafo 0.10 0.01 0.09 0.02 0.10 0.02   
 Northern 0.09 0.02 0.05 0.01 0.13 (0.03   
 Upper East 0.04 0.01 0.02 0.01 0.07 0.02   
 Upper West 0.02 0.00 0.01 0.00 0.04 0.01   
Gender        5.24 0.02
 Female+ 0.74 0.00 0.75 0.01 0.72 0.01   
 Male 0.26 0.00 0.25 0.01 0.28 0.01   
  1. All, but age, are in column proportions. Survey design accounted for in estimations. SE denotes linearized standard errors. + denotes reference category. ++ Media use in this study means access to information on the NHIS (i.e. radio, TV etc.). *** p < 0.01, ** p < 0.05. Source: Computed by authors from 2014 GDHS