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Table 1 Insurance Choice Task

From: Tobacco use and health insurance literacy among vulnerable populations: implications for health reform

Plan Name A B C D E F No Insurance
Annual Premium $108 $156 $400 $492 $1148 $1348 $695
Annual Deductible $5500 $4500 $2250 $3350 $1000 $2000 Not applicable
OOP Maximum for the year $6350 $6500 $6350 $5500 $3000 $3000 Not applicable
Primary Doctor Copay $40 $35 $35 $45 $30 $30 100%
Cost of a 30 day supply of generic Rx $20 $20 $15 $15 $15 $15 100%
  1. Prompt: The ACA (also known as Obamacare) came into effect in November 2013. Obamacare offers uninsured individuals the opportunity to buy insurance. It is possible that you have already bought a health insurance plan. Regardless of whether you have insurance or not, please review the information presented in the next few pages and choose the insurance plan that you would pick if the decision were in real life. All insurance plans are for individual coverage. That is, imagine buying insurance for yourself. The table below presents information about six different health insurance plans. Please imagine your decision is a real one and that plan you choose will be the one you have for the next 12 months