Introducing voluntary private health insurance in a mixed medical economy: are Hong Kong citizens willing to subscribe?

Table 3 Results of logistic regression analysis

	Model 1		Model 2		Model 3
Monthly income
<HK$10,000	1		1		1
HK$10,000–30,000	1.600***	[1.186,2.159]	1.599***	[1.174,2.179]	1.617***	[1.182,2.214]
>HK$30,000	1.732***	[1.180,2.541]	1.639**	[1.102,2.436]	1.629**	[1.090,2.433]
Educational attainment
Primary and below	1		1		1
Secondary	1.703***	[1.154,2.512]	1.547**	[1.042,2.296]	1.544**	[1.021,2.333]
Tertiary	1.874***	[1.217,2.887]	1.686**	[1.088,2.614]	1.801**	[1.143,2.838]
Age
18–29	1		1		1
30–39	0.835	[0.511,1.365]	0.76	[0.461,1.254]	0.755	[0.456,1.252]
40–49	1.095	[0.701,1.712]	0.979	[0.620,1.545]	0.931	[0.587,1.475]
50–59	1.670**	[1.092,2.551]	1.551**	[1.006,2.390]	1.507*	[0.973,2.332]
60 and Above	1.304	[0.859,1.979]	1.243	[0.811,1.905]	1.212	[0.787,1.865]
Sex
Male	1		1		1
Female	0.838	[0.658,1.067]	0.854	[0.668,1.093]	0.868	[0.675,1.118]
Self-reported health status
Very good	1		1		1
Good	1.12	[0.716,1.754]	1.197	[0.752,1.904]	1.274	[0.794,2.042]
Fair	1.255	[0.801,1.966]	1.408	[0.883,2.246]	1.454	[0.904,2.337]
Bad	0.914	[0.448,1.864]	1.035	[0.501,2.140]	1.051	[0.499,2.215]
Very bad	2.131	[0.825,5.504]	2.659*	[0.993,7.120]	3.461**	[1.229,9.752]
Satisfaction with health system
Very dissatisfied			1		1
Quite dissatisfied			1.557	[0.836,2.900]	1.556	[0.809,2.992]
Half-half			1.536	[0.854,2.761]	1.560	[0.839,2.899]
Quite satisfied			1.801**	[1.010,3.210]	1.689*	[0.915,3.118]
Very satisfied			2.249**	[1.008,5.018]	2.118*	[0.923,4.861]
Insured?
No			1		1
Yes			1.369**	[1.055,1.778]	1.361**	[1.043,1.776]
Health as private responsibility
Disagree					1
Half-half					1.429*	[0.966,2.115]
Agree					1.559***	[1.203,2.021]
Pseudo R2	0.0302		0.0377		0.0461
N	1309		1278		1237

Exponentiated coefficients; 95% confidence intervals in parentheses; * p < 0.10, ** p < 0.05, *** p < 0.01

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