Table 3 Summary of key findings

Health coverage schemes

 1. All participants despite demographic background including insurance coverage status showed a broad understanding on the concept of health insurance, its functions and operations.

 2. Majority of participants stated concerns regarding exclusion of population-based health services from health coverage schemes arrangement.

 3. All participants expressed concerns regarding health coverage schemes that cover only payroll employees. The arrangement systematically excludes low-income earners and unemployed individuals thus creating social and health disparities.

 4. All participant felt that population health is determined by the social and structural environment where a person resides.

Universal Health Coverage

 1. All participants’ showed limited understanding of the concept. However, upon a brief description, respondents showed willingness to embrace it.

 2. All participants felt that UHC agenda is an inclusive approach for addressing population health needs.

Financing population-based health services.

 1. All participants indicated that, the government should play a central role in financing population-based health services.

 2. Some participants indicated that, a compulsory health financing arrangement is vital for enhancing public-private partnership in financing population-based services through UHC.

Efficiency governance of financial resources for health

 1. All participants felt that, improving efficiency in financial resources governance requires strategic integration of financial resources and service delivery.

Sustainability of insurance coverage among contracted employees.

 2. Majority of the participants felt that, retention of contracted employees in the existing health coverage schemes requires review of the national health financing policy.