Table 1 Benefit under the free maternal care policy

• No premium for fresh registration or renewal of membership

• No processing fee for registration or renewal

• Antenatal period: free antenatal, general services and medicines

• Delivery: free service and medicines, including caesarean

• Postnatal period: free services and medicines

• Full year cover no matter when pregnant woman registers

• Free care for the baby on mother’s NHIS ticket for 90 days

• Alternatively the baby can be treated free on the father or other designated guardian

• After 90 days the child can be registered as an individual under 18 (no premium but processing fee required)