Table 4 Incidence and intensity of catastrophic OOP health expenditures relative to non-food expenditure
From: Does the National Health Insurance Scheme provide financial protection to households in Ghana?
Threshold level, z | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
Indicator | 20% for all households | 40% for all households | ||||||||
Uninsured (n = 1117) | Partially insured (n = 620) | Fully insured (n = 681) | All (n = 2418) | P-value a | Uninsured (n = 1117) | Partially insured (n = 620) | Fully insured (n = 681) | All (n = 2418) | P-value a | |
20% | 40% | |||||||||
Head count (%) | 10.74 | 12.74 | 11.16 | 11.37 | 0.444 | 4.03 | 3.71 | 2.94 | 3.64 | 0.485 |
Standard Error (%) | 0.93 | 1.34 | 1,27 | 0.64 | 0.59 | 0.76 | 0.65 | 0.38 | ||
Overshoot (%) | 2.09 | 2.09 | 1.66 | 1.97 | 0.467 | 0.07 | 0.08 | 0.04 | 0.06 | 0.288 |
Standard Error (%) | 0.24 | 0.33 | 0.26 | 0.16 | 0.13 | 0.19 | 0.13 | 0.08 | ||
Mean Positive Overshoot (%) | 19.45 | 16.44 | 14.86 | 17.32 | 0.135 | 16.69 | 20.54 | 14.29 | 17.16 | 0.323 |
Restricted to users of NHIS accredited health facilities for the recent illness/injury | ||||||||||
Indicator | 20% | 40% | ||||||||
Uninsured (n = 125) | Partially insured (n = 208) | Fully insured (n = 251) | All (n = 584) | P-value a | Uninsured (n = 125) | Partially insured (n = 208) | Fully insured (n = 251) | All (n = 584) | P-value a | |
Head count (%) | 56.80 | 25.96 | 17.53 | 28.94 | 0.0000 | 23.20 | 10.10 | 5.98 | 11.13 | 0.0000 |
Standard Error (%) | 4.45 | 3.05 | 2.40 | 1.88 | 3.79 | 2.09 | 1.50 | 1,30 | ||
Overshoot (%) | 12.35 | 5.11 | 3.09 | 5.79 | 0.0000 | 4.23 | 1.89 | 0.09 | 1.98 | 0.0001 |
Standard Error (%) | 1.49 | 0.86 | 0.61 | 0.53 | 0.90 | 0.48 | 0.33 | 0.30 | ||
Mean Positive Overshoot (%) | 21.74 | 19.68 | 17.64 | 20.01 | 0.4530 | 18.27 | 18.68 | 15.66 | 17.80 | 0.7900 |