Table 1 Descriptive statistics of household members who reported sick by their health insurance status
From: Does the National Health Insurance Scheme provide financial protection to households in Ghana?
Variable | Insurance status | Total (n = 1,082) % | N | Pearson’s \( \boldsymbol{\upchi} \)2 | |
|---|---|---|---|---|---|
Uninsured (n = 449) % | Insured (n = 633) % | ||||
District | |||||
  Asutifi | 35.2 | 44.9 | 40.9 | 442 | 26.038*** |
  Kwaebibirem | 34.5 | 37.8 | 36.4 | 394 | |
  Savelugu-Nanton | 30.3 | 17.4 | 22.7 | 246 | |
Age (years) | |||||
   < 18 yrs | 49.4 | 38.9 | 43.2 | 468 | 25.729*** |
  18-69 | 45.4 | 47.5 | 46.7 | 505 | |
   ≥ 70 | 5.1 | 13.6 | 10.1 | 109 | |
Sex | |||||
  Male | 47.4 | 38.4 | 42.1 | 456 | 8.824*** |
  Female | 52.6 | 61.6 | 57.9 | 624 | |
Illness/symptoms | |||||
  Fever/malaria | 40.6 | 37.9 | 39.0 | 422 | 28.651*** |
  Gastrointestinal tract disorders | 17.2 | 12.2 | 14.2 | 154 | |
  Musculoskeletal related | 9.8 | 13.0 | 11.7 | 126 | |
  Injuries | 3.4 | 3.9 | 3.7 | 40 | |
  Respiratory system disorders | 2.5 | 3.0 | 2.8 | 30 | |
  Skin disorders | 6.8 | 3.9 | 5.1 | 55 | |
  Cardiovascular system disorders | 2.5 | 8.1 | 5.9 | 63 | |
  Eye infection | 2.3 | 3.0 | 2.7 | 29 | |
  Obstetric related complaints | 0.9 | 1.9 | 1.5 | 16 | |
  Other | 14.1 | 13.3 | 13.6 | 147 | |
Perceived severity | |||||
  Very serious | 24.4 | 29.1 | 27.2 | 292 | 4.422 |
  Somewhat serious | 50.2 | 50.0 | 50.1 | 538 | |
  Not serious | 25.3 | 20.9 | 22.7 | 244 | |
  % of sick who sought care | 93.8 | 95.3 | 94.6 | 1,024 | 1.160 |
Source of treatment (for those who sought any care) | |||||
  Regional/District hospital | 19.5 | 39.3 | 31.4 | 317 | 117.423*** |
  Public Health centre | 17.2 | 28.4 | 24.0 | 242 | |
  CHPS | 2.8 | 3.0 | 2.9 | 29 | |
  Private hospital/clinic | 7.8 | 15.3 | 12.3 | 124 | |
  Informal | 52.8 | 14.0 | 29.4 | 296 | |
  % that recovered after first visit | 97.3 | 92.6 | 94.5 | 968 | 10.628*** |
  % of inpatient (hospitalisation) | 5.2 | 10.9 | 8.6 | 93 | 10.823*** |
  % that received all prescribed medicines from NHIS accredited facilities | 87.2 | 87.8 | 87.7 | 611 | 0.835 |
Mode of transport to place of treatment | |||||
  Foot | 58.7 | 47.5 | 51.9 | 515 | 30.746*** |
  Bicycle | 4.4 | 2.5 | 3.2 | 32 | |
  Motorcycle | 5.1 | 5.0 | 5.0 | 50 | |
  Car/bus | 29.5 | 44.7 | 38.7 | 384 | |
  Truck | 2.3 | 0.3 | 1.1 | 11 | |