Table 4 Effects of copayment waiver policy implementation according to disease severity among National Health Insurance beneficiaries

Intercept

1.296^a

1.254^a

1.339^a

11.724^a

11.696^a

11.769^a

Gender

−0.004^a

−0.002

−0.007^a

0.051^a

0.053^a

0.046^a

Age

−0.018^a

−0.020^a

−0.017^a

0.114^a

0.118^a

0.104^a

Type of Medical Institute

Tertiary hospital and General hospital

0.189^a

0.188^a

0.193^a

1.078^a

1.084^a

1.066^a

Hospital

0.075^a

0.066^a

0.090^a

0.310^a

0.288^a

0.351^a

Clinic

-

-

-

-

-

-

Etc. (Dental hospital, Health center, Oriental medical clinic)

−0.473^a

−0.469^a

−0.481^a

−0.184^a

−0.281^a

−0.027

Fatal disease

0.370^a

0.373^a

0.365^a

0.331^a

0.329^a

0.332^a

Premium level

Lower

0.114^a

0.147^a

0.111^a

0.088^a

0.102^a

0.092^a

Lower middle

0.109^a

0.135^a

0.088^a

0.080^a

0.096^a

0.066^a

Middle

0.078^a

0.098^a

0.066^a

0.055^a

0.067^a

0.046^a

High middle

0.040^a

0.063^a

0.030^a

0.022^a

0.033^a

0.016^a

High

-

-

-

-

-

-

Time

−0.032^a

−0.015^a

−0.037^a

−0.163^a

−0.167^a

−0.148^a

Fatal disease*time

0.093^a

0.093^a

0.092^a

0.386^a

0.393^a

0.370^a

Premium level*time

Lower*time

−0.036^a

−0.049^a

−0.043^a

−0.044^a

−0.023^a

−0.121^a

Lower middle*time

−0.013^a

−0.029^a

−0.003

−0.028^a

−0.035^a

−0.021^a

Middle*time

−0.014^a

−0.029^a

−0.003

−0.031^a

−0.041^a

−0.014

High middle*time

0.001

−0.013^a

0.009

0.000

−0.006

0.013

High*time

-

-

-

-

-

-

R²

0.099

0.102

0.095

0.362

0.373

0.341