Economic consequences of ill-health for households in northern rural India

Table 5 Determinants of coping strategies for various types of healthcare

Variable	Borrowing	Spend savings	Selling items	Money from friends and relatives	Cutting back on spending or delaying payments
Outpatient chronic	0.013	−0.001	0.005	−0.029**	0.030
Outpatient acute	−0.166***	0.061*	−0.013	−0.022*	−0.013
Inpatient	0.360***	−0.050	0.078***	0.012	0.100***
Proportion elderly	−0.153	−0.002	−0.002	0.015	0.009
Proportion children	−0.018	−0.007	−0.002	0.035	0.037
Proportion reproductive age	0.068	0.010	−0.031	−0.023	0.045
Scheduled caste/tribe	0.015	−0.035	−0.022	0.008	−0.006
Hindu	−0.019	0.012	0.006	0.003	−0.000
SHG	0.038**	−0.020	0.000	−0.003	0.012
Pratapgarh	−0.129***	0.252***	−0.152***	−0.007	−0.092***
Vaishali	−0.013	0.118***	−0.179***	0.029***	0.021
Middle wealth third	−0.056*	0.040	0.028	0.028**	−0.014
Upper wealth third	−0.190***	0.123***	0.016	0.026**	−0.001
Baseline probability	0.39	0.59	0.09	0.03	0.09
Observations	8540	8540	8540	8540	8540
Pseudo R2	0.0949	0.0449	0.1391	0.0820	0.0592

Notes: Marginal effects from probit regression. Data on illness level. Coping strategies are not mutually exclusive. Maternity care is the omitted healthcare use category. Standard errors are adjusted for clustering of observations on household level. ***significant at 1%, **significant at 5%, *significant at 10%.

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