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Table 3 Willingness to pay for basic health insurance by respondents' characteristics

From: Willingness to pay for social health insurance among informal sector workers in Wuhan, China: a contingent valuation study

  WTP for baseline BHI WTP for BHI without ceiling WTP for BHI without deductible WTP for BHI without coinsurance
  Mean 95% CI Mean 95% CI Mean 95% CI Mean 95% CI
Age group (years)         
   18–30 33 28–39 55 45–64 51 37–66 51 36–65
   31–40 31 26–35 53 45–61 42 36–48 47 39–55
   41–50 24 20–28 42 34–50 36 27–44 46 29–64
   51–60 26 19–33 45 34–57 34 25–42 39 29–50
Sex         
   Female 33 29–38 55 47–64 50 39–61 55 42–67
   Male 26 23–29 46 41–51 37 33–41 40 35–45
Educational attainment         
   Elementary school or below 20 15–24 32 25–39 25 20–31 29 22–35
   Above elementary school but not above middle school 27 23–31 46 39–53 39 33–45 42 34–50
   Above middle school but not above high school 34 29–39 57 48–66 52 38–65 56 41–71
   Above high school 39 30–48 70 55–86 53 43–64 60 44–75
Monthly income (RMB)         
   0–499 15 12–19 26 20–32 23 17–28 22 17–27
   500–999 25 23–28 42 38–47 35 32–39 39 34–43
   1000 and above 53 44–61 91 75–106 80 58–102 88 63–114
Migration status         
   Resident 32 28–35 53 48–59 45 38–53 51 42–59
   Migrant 23 19–27 41 33–48 35 29–41 34 28–41
Employment status         
   Temporary employment 19 16–23 33 26–39 27 23–32 27 22–32
   Permanent employment 32 29–36 55 49–61 47 40–54 52 44–61
Average monthly health expenditure in the past year (RMB)         
   0–99 29 26–32 48 43–53 42 36–48 45 38–52
   100 and above 45 34–57 92 70–115 64 49–80 83 58–108
  1. WTP = willingness to pay, BHI = basic health insurance, CI = confidence interval, RMB = Renminbi