Understanding CBHI hospitalisation patterns: a comparison of insured and uninsured women in Gujarat, India

Table 8 Association of insurance coverage with hospitalisation (n = 1,934)

Adult women ≥15 yrs	n = 1,934	Adjusted OR	95% CI		p value
Adult women ≥15 yrs	n = 1,934	Adjusted OR	LB	UB	p value
Insurance status					0.001
Uninsured	980	(b)
Insured	954	2.7	1.6	4.7
Age
Age 15-24	244	(b)			0.62
Age 25-34	667	1.4	0.4	5.3
Age 35-44	643	1.2	0.4	3.6
Age 45-54	292	0.6	0.1	2.8
Age 55+	88	0.4	0.1	2.4
Education
Not educated	1047	(b)			0.60
Primary	349	0.6	0.2	1.9
Secondary	538	1.0	0.5	2.1
Marital status
Married	1,702	(b)			0.31
Unmarried/Divorced	41	2.0	0.4	10.8
Widowed	191	0.4	0.1	1.7
Occupation
Self-employed	615	(b)			0.11
Agriculture	805	0.5	0.2	1.3
Salaried	49	0.3	0.1	1.0
Unemployed	465	0.4	0.1	1.1
Mean annual income(INR)		(b)
0-60,000	853				0.72
60,001-120,000	829	0.9	0.4	1.8
120,001-180,000	158	1.8	0.5	7.2
180,000+	94	0.8	0.2	3.0
Reported 30 day morbidity
No	1,642	(b)			0.30
Yes	292	0.6	0.2	1.6
Own health
Poor	41	(b)
Average	1,399	2.1	0.3	13.9	0.54
Very good	494	1.4	0.2	9.7

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