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Table 4 Payment intention, reimbursement expectation, prefferred healthcare insurance model, integration willingness and reasons of URCMS, NRCMS and UECMS enrollees

From: Integration of rural and urban healthcare insurance schemes in China: an empirical research

   URBMI (%) NRCMS (%) UEBMI (%)
Payment intention 20 yuan or below 4.8 10.2 4.8
21–50 yuan 14.3 25.1 8.4
51–100 yuan 24.8 19.4 9.9
101–200 yuan 28.6 14.1 15.9
201–300 yuan 10.7 9.5 7.4
301–500 yuan 9.4 5.1 14.9
501–800 yuan 3.6 4.3 15.2
801–1000 yuan 1.8 7.4 9.1
above 1000 yuan 2.0 4.9 14.4
Total 100.0 100.0 100.0
Reimbursement expectation 30% or below 0.0 3.6 0.0
31%–40% 3.6 4.6 0.0
41%–50% 4.1 5.6 1.5
51%–60% 5.1 10.7 1.8
61%–70% 6.1 5.1 2.3
71%–80% 31.4 27.4 18.7
81%–90% 30.1 25.6 38.2
above 90% 19.6 17.4 37.5
Total 100.0 100.0 100.0
Preferred healthcare insurance package Package 1 11.7 19.2 5.6
Package 2 57.9 47.1 36.7
Package 3 30.4 33.7 57.7
Total 100.0 100.0 100.0
Integration willingness Support 69.6 80.5 57.7
Oppose 18.9 8.2 30.6
Not sure 11.5 11.3 11.7
Total 100.0 100.0 100.0
Reasons of supporting healthcare insurance integration It would achieve equal access to healthcare services. 45.0 65.7 64.0
There would be more options of hospital for participants. 48.7 40.6 27.1
It would reduce the healthcare gap between urban and rural areas. 31.5 38.4 38.5
Participants would enjoy better healthcare services. 35.8 27.3 47.9
It would improve the overall risk resistance ability of insuran scheme. 12.4 10.1 25.8
It would facilitate the labour flow between urban and rural areas. 6.2 8.8 17.1
It would reduce the administration costs. 7.6 3.4 14.4
Others. 1.8 2.2 1.7
Reasons of opposing healthcare insurance integration The payment and treatment standards of the systems are different. 36.4 46.8 31.4
Administration of insurance may fall behind after integration. 39.1 28.1 32.2
Urban and rural participants have different healthcare needs. 31.0 46.8 21.4
Some pilot areas should be implemented before implementation on a large scale. 28.3 21.8 25.6
Some people may take advantage of the integrated insurance scheme 33.7 34.3 17.3
The conditions for integration are not yet ripe. 29.7 25.0 13.0
  Others. 25.6 40.6 18.1