Table 3 Comparison of HSMR model quality metrics of model 1 to model 2 for various lengths of review period

1 year period

0.857

0.866

0.009

model 2

2 year period

0.856

0.865

0.009

model 2

5 year period

0.852

0.867

0.015

model 2

% decile match hosmer lemeshow test

1 y period

93.85%

94.13%

0.28%

model 2

2 year period

93.82%

94.41%

0.59%

model 2

5 year period

94.25%

95.77%

1.52%

model 2

Nagelkerke R square

1 year period

0.269

0.285

0.016

model 2

2 year period

0.266

0.284

0.018

model 2

5 year period

0.259

0.282

0.023

model 2