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Table 4 FE results

From: Adverse selection in a community-based health insurance scheme in rural Africa: Implications for introducing targeted subsidies

Variables (1) (2)
Sick x Year Sick x Subsidy
Coefficient SE Coefficient SE
Age (years)     
 ≤15 0.004 0.009 0.005 0.009
 ≤60+ 0.015 0.036 0.018 0.036
Education     
 Literate −0.001 0.006 −0.002 0.006
Subsidized     
 Subsidy 0.100 0.011*** 0.090 0.012***
Household size     
 Size −0.002 0.001*** −0.002 0.001***
SES     
 MidSES 0.015 0.006*** 0.015 0.006***
 HighSES 0.028 0.007*** 0.028 0.007***
Year     
 2005 0.003 0.003 0.002 0.003
 2006 −0.002 0.003 −0.001 0.003
 2007 0.009 0.004** 0.013 0.004***
Sick X Yeara     
 Sick 0.001 0.010 - -
 Sick x 2005 0.000 0.009 - -
 Sick x 2006 0.008 0.009 - -
 Sick x 2007 0.021 0.011** - -
Sick X Subsidyb     
 Sick - - 0.008 0.007
 Sick x Subsidy - - 0.048 0.027*
No. of observations 18480   18480  
No. of individuals 6713   6713  
F statistic (p-value) 11.47 (0.000)   13.22 (0.000)  
R2 0.0078   0.0079  
  1. Dependent variable: Insurance status dummy variable.
  2. a Interaction term only included in Model 1.
  3. b Interaction term only included in Model 2.
  4. Refer to Table 2 for variable definitions.
  5. ***1%, **5% and *10% significance levels.