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Table 3 Effect of CHE on financial strain indicators in households with chronic disease

From: Financial burden of catastrophic health expenditure on households with chronic diseases: financial ratio analysis

Independent variable

CHE (OOP/Disposable income > 0.1)

Dependent variables

OR (SE)

Coefficient (RSE)

Constant (RSE)

N

Pseudo R2

(Adj R2)

LR chi2

Surplus indicator

(TLE / Income > 0.7)

3.248**

(0.557)

 

3.468**

(0.971)

4,802

0.118

344.8

Total living expense

 

0.058**

(0.014)

7.869**

(0.035)

4,802

(0.717)

 

Disposable income

 

-0.164**

(0.017)

7.951**(0.04)

4,783

(0.658)

 

LADR

(Liquid asset / total liability < 0.2)

1.301*

(0.133)

 

0.069**

(0.015)

4,802

0.055

222.4

Liquid asset

 

-0.383**

(0.069)

8.438**

(0.164)

4,802

(0.274)

 

Total liability

 

0.007

(0.123)

3.767**

(0.294)

4,802

(0.182)

 

Solvency indicator

(Total asset / total liability > 0.4)

1.448*

(0.167)

 

0.089**

(0.021)

4,802

0.055

222.4

Total asset

 

-0.146*

(0.056)

10.04**

(0.135)

4,802

(0.373)

 

Total liability

 

0.007

(0.123)

3.767**

(0.294)

4,802

(0.182)

 

Liquidity indicator

(Liquid asset / income < 4)

1.375*

(0.217)

 

0.012**

(0.004)

4,802

0.067

129.04

Liquid asset

 

-0.383**

(0.069)

8.438**

(0.164)

4,802

(0.274)

 

Disposable income

 

-0.164**

(0.017)

7.951**(0.04)

4,783

(0.658)

 

Supplementary

 Non-liquid asset

 

-0.036

(0.049)

9.736**

(0.115)

4,295

(0.388)

 

 Total living expense without OOP

 

-0.096**

(0.014)

12.78**

(0.034)

4,802

(0.743)

 
  1. CHE Catastrophic health expenditure, OR odds ratio, SE standard error, OOP out-of-pocket, RSE robust standard error, TLE total living expense, LADR liquid asset/debt ratio
  2. Results from four logistic and nine linear regressions separately; all regressions’ prob > chi2, F are < 0.001; all the models included covariates as presented in the additional files
  3. **p < 0.001
  4. *p < 0.05