Independent variable | CHE (OOP/Disposable income > 0.1) | |||||
---|---|---|---|---|---|---|
Dependent variables | OR (SE) | Coefficient (RSE) | Constant (RSE) | N | Pseudo R2 (Adj R2) | LR chi2 |
Surplus indicator (TLE / Income > 0.7) | 3.248** (0.557) | 3.468** (0.971) | 4,802 | 0.118 | 344.8 | |
Total living expense | 0.058** (0.014) | 7.869** (0.035) | 4,802 | (0.717) | ||
Disposable income | -0.164** (0.017) | 7.951**(0.04) | 4,783 | (0.658) | ||
LADR (Liquid asset / total liability < 0.2) | 1.301* (0.133) | 0.069** (0.015) | 4,802 | 0.055 | 222.4 | |
Liquid asset | -0.383** (0.069) | 8.438** (0.164) | 4,802 | (0.274) | ||
Total liability | 0.007 (0.123) | 3.767** (0.294) | 4,802 | (0.182) | ||
Solvency indicator (Total asset / total liability > 0.4) | 1.448* (0.167) | 0.089** (0.021) | 4,802 | 0.055 | 222.4 | |
Total asset | -0.146* (0.056) | 10.04** (0.135) | 4,802 | (0.373) | ||
Total liability | 0.007 (0.123) | 3.767** (0.294) | 4,802 | (0.182) | ||
Liquidity indicator (Liquid asset / income < 4) | 1.375* (0.217) | 0.012** (0.004) | 4,802 | 0.067 | 129.04 | |
Liquid asset | -0.383** (0.069) | 8.438** (0.164) | 4,802 | (0.274) | ||
Disposable income | -0.164** (0.017) | 7.951**(0.04) | 4,783 | (0.658) | ||
Supplementary | ||||||
Non-liquid asset | -0.036 (0.049) | 9.736** (0.115) | 4,295 | (0.388) | ||
Total living expense without OOP | -0.096** (0.014) | 12.78** (0.034) | 4,802 | (0.743) |