Table 3 Incidence (%) of Use of Different Sources of Finance as a Coping Mechanism to meet the Total Maternity care by Households in India, 2017–18
From: Distress financing in coping with out-of-pocket expenditure for maternity care in India
Variables | Categories | Savings/House Hold Income | Borrowings | Insurance | Others |
|---|---|---|---|---|---|
Age of the Mother (in Years) | 15–24 | 61.4 | 3.8 | 27.3 | 6.8 |
25–34 | 61.1 | 3.1 | 30.6 | 4.8 | |
35–44 | 62.5 | 3.2 | 30.3 | 3.4 | |
45 +  | 46.8 | 2.1 | 30.4 | 20.7 | |
Residence | Rural | 63.6 | 3.7 | 26.4 | 5.9 |
Urban | 54.6 | 2.7 | 37.4 | 4.8 | |
Literacy of mother | No literate | 64.7 | 3.6 | 23.9 | 7.5 |
Literate without schooling | 80.0 | 2.1 | 15.6 | 2.3 | |
Primary | 63.8 | 3.0 | 26.8 | 5.5 | |
Secondary | 61.8 | 3.8 | 28.0 | 5.9 | |
Higher secondary | 59.9 | 3.4 | 31.6 | 5.0 | |
Graduate and above | 51.5 | 2.8 | 42.2 | 3.2 | |
Occupation of the mother | Unpaid | 61.6 | 3.4 | 29.1 | 5.5 |
Student | 65.3 | 0.1 | 27.1 | 7.6 | |
Self employed | 61.0 | 4.1 | 26.2 | 8.8 | |
Casual labour | 61.7 | 3.8 | 22.6 | 10.6 | |
Pension | 75.7 | 0.0 | 16.9 | 7.4 | |
Other | 52.1 | 10.3 | 34.2 | 3.0 | |
Salaried | 39.9 | 3.2 | 54.3 | 2.4 | |
Caste | ST | 59.0 | 2.2 | 33.5 | 5.0 |
| Â | SC | 63.2 | 4.3 | 25.7 | 6.4 |
| Â | Others | 61.0 | 3.3 | 29.8 | 5.4 |
Religion | Hindu | 61.5 | 3.6 | 28.8 | 5.7 |
Muslim | 62.1 | 3.0 | 28.4 | 5.9 | |
Others | 54.0 | 2.2 | 40.8 | 3.0 | |
Wealth Quartile | Quartile 1 | 66.6 | 3.8 | 22.4 | 6.9 |
Quartile 2 | 64.3 | 3.9 | 24.7 | 6.7 | |
Quartile 3 | 60.2 | 3.8 | 29.8 | 5.6 | |
Quartile 4 | 53.8 | 2.2 | 40.4 | 3.1 | |
Type of Health Facility | Public | 64.85 | 2.0 | 26.56 | 6.5 |
Private | 53.95 | 6.8 | 35.82 | 3.4 | |
EAG + A | Uttarakhand | 72.1 | 2.9 | 20.2 | 4.9 |
Rajasthan | 40.2 | 3.5 | 54.6 | 0.8 | |
Uttar Pradesh | 74.8 | 3.8 | 12.1 | 8.7 | |
Bihar | 74.4 | 4.5 | 19.1 | 2.1 | |
Assam | 76.3 | 2.4 | 20.6 | 0.8 | |
Jharkhand | 49.5 | 2.7 | 41.8 | 5.5 | |
Odisha | 64.4 | 2.3 | 31.4 | 2.0 | |
Chhattisgarh | 79.9 | 2.0 | 14.3 | 3.3 | |
Madhya Pradesh | 72.5 | 2.4 | 9.8 | 14.6 | |
EAG + A | 67.9 | 3.4 | 22.3 | 5.9 | |
Non-EAG | Non-EAG | 53.6 | 3.5 | 37.3 | 5.3 |
| Â | India | 57.8 | 3.1 | 34.4 | 4.4 |