How important is income in explaining individuals having forgone healthcare due to cost-sharing payments? Results from a mixed methods sequential explanatory study

Table 3 Study population (qualitative phase)

Interviewee	Age (years)	Gender	Self-reported health	Education level	Sense of mastery (Pearlin’s scale) ^A	Monthly net household income	Financial leeway
R1	73	Male	(Very) good	High	24	€3001-€4000	Saving money
R2	67	Female	Moderate	Low	13	< €2000	Just enough to live on
R3	47	Male	(Very) good	Low	14	< €2000	Incurring debts or using savings
R4	59	Female	(Very) poor	Moderate	17	< €2000	Incurring debts or using savings
R5	52	Female	(Very) good	Low	20	< €2000	Just enough to live on

All individuals had one or more chronic conditions. A = measured by the Pearlin Mastery Scale Test in which the lowest possible summed score of 7 reflected a lacking sense of mastery, while the highest possible score of 35 reflected a complete sense of mastery [24]

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