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Table 4 Probit Regression Analysis of the Factors Influencing Health Insurance Coverage: Women versus Men

From: Examining gender differentials and determinants of private health insurance coverage in Zambia

 

WOMEN

MEN

VARIABLE

Marginal Effects (dy/dx)

P-values

Marginal Effects (dy/dx)

P-values

Marital Status

 Not in Marital Union

1

   

 In Marital Union

0.0115

0.000

0.0053

0.137

Age Group

 15–24

1

   

 25–34

0.0028

0.307

0.0091

0.019

 35–44

0.0083

0.023

0.0099

0.033

 45 and above

0.0096

0.114

0.0213

0.000

Wealth Category

 Poor

1

   

 Middle

0.0015

0.637

0.0042

0.254

 Rich

0.0172

0.000

0.0263

0.000

Education in single years

0.0056

0.000

0.0055

0.000

Type of Place of Residence

 Urban

1

   

 Rural

−0.001

0.682

−0.0083

0.005

Media Exposure

 Not Exposed

1

   

 Exposed

0.0062

0.059

0.0074

0.238

Occupation

 Not in Employment

1

   

 Professionals

0.0095

0.024

0 .0320

0.000

 Clerical

0.0387

0.007

0.0207

0.120

 Sales

−0.0039

0.153

−0.0038

0.383

 Agricultural - self employed

−0.011

0.003

− 0.0091

0.028

 Household and domestic

0.0045

0.472

−0.0039

0.507

 Services

0.0006

0.902

0.0208

0.004

 Skilled manual

0.0226

0.080

0.0113

0.011

 Unskilled manual

0.0051

0.324

0.0122

0.023