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Table 4 Probit Regression Analysis of the Factors Influencing Health Insurance Coverage: Women versus Men

From: Examining gender differentials and determinants of private health insurance coverage in Zambia

  WOMEN MEN
VARIABLE Marginal Effects (dy/dx) P-values Marginal Effects (dy/dx) P-values
Marital Status
 Not in Marital Union 1    
 In Marital Union 0.0115 0.000 0.0053 0.137
Age Group
 15–24 1    
 25–34 0.0028 0.307 0.0091 0.019
 35–44 0.0083 0.023 0.0099 0.033
 45 and above 0.0096 0.114 0.0213 0.000
Wealth Category
 Poor 1    
 Middle 0.0015 0.637 0.0042 0.254
 Rich 0.0172 0.000 0.0263 0.000
Education in single years 0.0056 0.000 0.0055 0.000
Type of Place of Residence
 Urban 1    
 Rural −0.001 0.682 −0.0083 0.005
Media Exposure
 Not Exposed 1    
 Exposed 0.0062 0.059 0.0074 0.238
Occupation
 Not in Employment 1    
 Professionals 0.0095 0.024 0 .0320 0.000
 Clerical 0.0387 0.007 0.0207 0.120
 Sales −0.0039 0.153 −0.0038 0.383
 Agricultural - self employed −0.011 0.003 − 0.0091 0.028
 Household and domestic 0.0045 0.472 −0.0039 0.507
 Services 0.0006 0.902 0.0208 0.004
 Skilled manual 0.0226 0.080 0.0113 0.011
 Unskilled manual 0.0051 0.324 0.0122 0.023