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Table 3 Percentage of men and women with health insurance according to demographic and socio-economic characteristics

From: Examining gender differentials and determinants of private health insurance coverage in Zambia

  Men   Women  
Variable Not Insured Insured P-value Not Insured Insured P-value
  % CI % CI   % CI % CI %
Marital union
 Not in union 97.9 [97.2,98.5] 2.1 [1.5,2.8] 0.0000 98.3 [97.7,98.8] 1.7 [1.2,2.3] 0.0000
 In union 96 [95.0,96.8] 4 [3.2,5.0]   97.6 [96.9,98.2] 2.4 [1.8,3.1]
Age Group
 15–24 98.9 [98.0,99.4] 1.1 [0.6,2.0] 0.0000 99 [98.5,99.4] 1 [0.6,1.5] 0.0000
 25–34 96.4 [95.3,97.2] 3.6 [2.8,4.7]   97 [95.9,97.8] 3 [2.2,4.1]  
 35–44 95.8 [94.3,96.8] 4.2 [3.2,5.7]   97.2 [96.2,97.9] 2.8 [2.1,3.8]  
 45+ 94.1 [92.2,95.5] 5.9 [4.5,7.8]   97.9 [96.1,98.9] 2.1 [1.1,3.9]  
Media Exposure
 No access/exposure 99.8 [99.5,99.9] 0.2 [0.1,0.5] 0.0000 99.8 [99.7,99.9] 0.2 [0.1,0.3] 0.0000
 Access to media/exposed 96.2 [95.3,96.9] 3.8 [3.1,4.7]   96.9 [96.0,97.6] 3.1 [2.4,4.0]  
Wealth Index
 Poor 100 [99.9100.0] 0 [0.0,0.1] 0.0000 100 [99.9100.0] 0 [0.0,0.1] 0.0000
 Middle 99.8 [99.5,99.9] 0.2 [0.1,0.5]   99.9 [99.6100.0] 0.1 [0.0,0.4]  
 Rich 93.3 [91.9,94.5] 6.7 [5.5,8.1]   95.6 [94.4,96.6] 4.4 [3.4,5.6]  
Education Level
 No education 96.7 [87.4,99.2] 3.3 [0.8,12.6] 0.0000 100   0   0.0000
 Primary 99.7 [99.3,99.9] 0.3 [0.1,0.7]   99.9 [99.8100.0] 0.1 [0.0,0.2]  
 Secondary 98.3 [97.8,98.7] 1.7 [1.3,2.2]   98.1 [97.2,98.7] 1.9 [1.3,2.8]  
 Tertiary 75.5 [71.1,79.4] 24.5 [20.6,28.9] 78.2 [73.0,82.7] 21.8 [17.3,27.0]
Type of place of residence
 Urban 93.9 [92.4,95.1] 6.1 [4.9,7.6] 0.0000 96.1 [94.8,97.1] 3.9 [2.9,5.2] 0.0000
 Rural 99.3 [98.9,99.5] 0.7 [0.5,1.1]   99.6 [99.3,99.7] 0.4 [0.3,0.7]  
Occupation
 Not working 99.4 [98.9,99.7] 0.6 [0.3,1.1] 0.0000 98.8 [98.3,99.2] 1.2 [0.8,1.7] 0.0000
 Professional/technical/managerial 78.2 [73.7,82.1] 21.8 [17.9,26.3] 80.8 [75.8,84.9] 19.2 [15.1,24.2]
 Clerical 78.5 [58.5,90.5] 21.5 [9.5,41.5]   70.1 [54.8,82.0] 29.9 [18.0,45.2]
 Sales 98.3 [96.6,99.2] 1.7 [0.8,3.4]   98.6 [97.7,99.1] 1.4 [0.9,2.3]  
 Agriculture:self-employed 99.8 [99.4100.0] 0.2 [0.0,0.6]   99.9 [99.4100.0] 0.1 [0.0,0.6]  
 Household and domestic 99.2 [97.3,99.7] 0.8 [0.3,2.7]   98.6 [96.8,99.4] 1.4 [0.6,3.2]  
 Services 92.8 [88.9,95.4] 7.2 [4.6,11.1]   95.5 [89.3,98.2] 4.5 [1.8,10.7]  
 Skilled manual 96.2 [94.8,97.3] 3.8 [2.7,5.2]   93 [85.4,96.8] 7 [3.2,14.6]  
 Unskilled manual 98 [96.3,98.9] 2 [1.1,3.7]   98.7 [97.5,99.3] 1.3 [0.7,2.5]