Table 5 Hierarchical multiple regression predicting total health care expenses
| Â | Total health care expenses | |||||
|---|---|---|---|---|---|---|
| Â | Model 1 | Model 2 | Model 3 | |||
Variable | B | ß | B | ß | B | ß |
Constant | 1058.57** | Â | 947.58** | Â | 557.54* | Â |
Gender | -44.28 | -0.02 | -26.49 | -0.01 | -4.91 | 0.00 |
Age | -3.04 | 0.00 | -28.13 | -0.04 | -16.31 | -0.02 |
ARIA+ | 14.96 | 0.01 | 11.24 | 0.01 | 12.88 | 0.01 |
Marital status | 18.79 | 0.02 | 15.70 | 0.02 | 9.65 | 0.01 |
Highest qualification | -24.08 | -0.02 | -25.55 | -0.03 | -26.49 | -0.03 |
Financial manageability | -1.40 | 0.00 | -0.64 | 0.00 | 25.00 | 0.02 |
Employment status | -22.80 | -0.04 | -32.53 | -0.05 | -41.52* | -0.07 |
Private health insurance | -229.92** | -0.11 | -215.56** | -0.10 | -221.35** | -0.10 |
Health care card | -50.84 | -0.02 | -36.40 | -0.02 | -25.24 | -0.01 |
Chronic physical illness | Â | Â | 288.46** | 0.13 | 248.56** | 0.12 |
Mental health disorder | Â | Â | Â | Â | 244.56** | 0.11 |
R2 | 0.012 | Â | 0.028 | Â | 0.038 | Â |
F | 2.72* | Â | 5.74** | Â | 7.11** | Â |
ΔR2 | 0.012* |  | 0.016** |  | 0.010** |  |