The informational content of subjective expectations for health service use

Table 3 Mean realized probabilities vs. expected

	Past	Expected	Diff	P-value
	A. All privately insured (n=751 [766])
Hospital	0.314	0.239	0.076	0.000
Dentist	0.727	0.676	0.051	0.014
Optometrist	0.594	0.524	0.070	0.002
Physiotherapist	0.359	0.332	0.027	0.215
Naturopath	0.060	0.114	-0.054	0.000
Massage therapist	0.234	0.242	-0.008	0.677
	B. All not privately insured (n=777 [762])
Hospital	0.320	0.248	0.073	0.000
Dentist	0.419	0.377	0.042	0.060
Optometrist	0.360	0.326	0.033	0.122
Physiotherapist	0.180	0.149	0.030	0.070
Naturopath	0.035	0.063	-0.028	0.001
Massage therapist	0.118	0.130	-0.012	0.407
	C. Privately insured childless singles (n=194 [201])
Hospital	0.294	0.190	0.104	0.006
Dentist	0.701	0.682	0.019	0.643
Optometrist	0.527	0.496	0.031	0.481
Physiotherapist	0.348	0.331	0.018	0.679
Naturopath	0.055	0.099	-0.044	0.037
Massage therapist	0.199	0.223	-0.024	0.506
	D. Not privately insured childless singles (n=288 [281])
Hospital	0.229	0.190	0.039	0.190
Dentist	0.402	0.363	0.039	0.282
Optometrist	0.281	0.304	-0.023	0.505
Physiotherapist	0.139	0.138	0.001	0.965
Naturopath	0.028	0.057	-0.029	0.024
Massage therapist	0.096	0.118	-0.022	0.328

Note: See Table 2. Private health insurance means hospital insurance for n not in square brackets, and any form of ancillaries insurance for n in square brackets.

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