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Table 5 Out-of-pocket payments for health care by All patients

From: Insured clients out-of-pocket payments for health care under the national health insurance scheme in Ghana

Payment for Health Care

Number

Percentage (%)

Paid for services

1027

49.7

Services paid for

 Laboratory investigations

44

4.4

 Drugs

326

32.4

 Consultation

657

64.0

Total

1027

100

Cost of care paid for (GHS)

  

 1–20

683

66.5

 21–40

177

17.2

 41–60

77

7.5

 61–80

16

1.6

 81–100

74

7.2

 Total

1027

100

Receipts received for services paid for

  

 No receipts given

441

42.5

 Receipts for all services

379

36.6

 Receipts for some services

217

21.0

Total

1027

 

 Ever paid for services

456

47.7

Most recent payment

  

 Days ago

66

15.9

 Weeks ago

322

77.4

 Months ago

28

6.7

Total

456

100

Proportion of drugs prescribed patient purchased outside health facility patient visited

717

34.9

Reason for purchasing drug

 Drug unavailable at facility

487

67.9

 Not covered by NHIS

149

20.8

 Expensive at facility

7

1.0

 Don’t know

74

10.3

Total

717

100

Facility Type and out-of-pocket Payments

 CHPS

91

40.7

 Health Centre

881

42.7

 District Hospital

864

54.6

 Tertiary

226

51.8