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Table 5 Average marginal effects (AMEs) of the independent variables on the total OOPP burden

From: The out-of-pocket burden of chronic diseases: the cases of Belgian, Czech and German older adults

Variables

Total OOPP burden

BE

CZ

DE

Male gendera

−0.412*** (0.0773)

−0.322*** (0.0603)

− 0.210** (0.0773)

Ageb

 • 65–79

0.202* (0.0807)

− 0.113 (0.0675)

0.0679 (0.0778)

 • 80+

0.351** (0.134)

−0.122 (0.109)

0.229 (0.143)

Marital statusc

 • separated

− 0.119 (0.107)

0.0750 (0.104)

− 0.0372 (0.133)

 • never married

−0.133 (0.213)

− 0.103 (0.201)

− 0.0241 (0.169)

 • widowed

−0.407*** (0.100)

−0.112 (0.0842)

− 0.163 (0.110)

Educationd

 • secondary

0.182 (0.0955)

0.217*** (0.0614)

0.272* (0.124)

 • tertiary

0.258** (0.0953)

0.513*** (0.0908)

0.463*** (0.136)

Incomee

 • 2nd quartile

−1.030*** (0.139)

−0.581*** (0.106)

− 0.134 (0.134)

 • 3rd quartile

−1.623*** (0.138)

−0.981*** (0.103)

− 0.460*** (0.123)

 • 4th quartile

−2.241*** (0.135)

−1.379*** (0.0997)

−1.011*** (0.117)

Heart attack

0.611*** (0.103)

0.556*** (0.0887)

0.365** (0.118)

High blood pressure

0.359*** (0.0771)

0.376*** (0.0600)

0.336*** (0.0822)

High blood cholesterol

0.209**

0.0339

−0.104

(0.0782)

(0.0686)

(0.0882)

Stroke

0.281 (0.187)

0.280 (0.155)

0.328 (0.169)

Diabetes

0.478*** (0.106)

0.379*** (0.0724)

0.0795 (0.0959)

Lung disease

0.588*** (0.126)

0.149 (0.107)

0.586*** (0.163)

Cancer

0.619*** (0.147)

0.333** (0.127)

0.726*** (0.177)

Ulcer

0.226 (0.133)

0.0990 (0.149)

0.0462 (0.189)

Parkinson

1.584*** (0.355)

0.524* (0.252)

0.486 (0.341)

Cataracts

0.398** (0.147)

0.254* (0.101)

0.140 (0.140)

Alzheimer

0.132 (0.262)

−0.101 (0.203)

0.271 (0.233)

Emotional disorders

0.708*** (0.127)

0.375** (0.128)

0.330* (0.144)

Rheumatoid Arthritis

0.393** (0.141)

0.212* (0.0976)

0.311** (0.110)

Osteoarthritis

0.589*** (0.0787)

0.457*** (0.0650)

0.276** (0.0914)

Chronic kidney disease

0.273 (0.191)

0.519** (0.193)

0.0891 (0.206)

Other conditions

0.589*** (0.0951)

0.387*** (0.0718)

0.364*** (0.0831)

ADL

0.302* (0.121)

0.370*** (0.0983)

0.0610 (0.148)

IADL

0.381*** (0.0990)

0.259** (0.0818)

−0.0479 (0.122)

Suppl. health insurancef

0.128 (0.0900)

−0.0232 (0.122)

0.146 (0.0798)

  1. Note: standard errors in parentheses; * p < 0.05, ** p < 0.01, *** p < 0.001
  2. Reference categories: a female gender, b 50–64, c cohabitation, d none/primary, e 1st quartile, f no supplementary insurance