Do household perceptions influence enrolment decisions into community-based health insurance schemes in Tanzania?

Table 5 Factor Analysis (FA): Household Perceptions towards iCHF

S/N	Factors and included statements	The explained variance (%)	Factor Loadings
F1	Quality (health care services)	34.1
S1	Healthcare services		0.74
S2	Healthcare personnel		0.71
S3	Long waiting time		−0.63
S4	Reasonable treatment time		0.60
S5	Discrimination of members		−0.55
S6	Availability of drugs		0.67
S29	Facilities (equipment)		0.33
F2	Preferences/Understanding	27.4
S7	iCHF is a loss of money		0.50
S8	I save money in case of illness		0.50
S9	I borrow money in case of illness		0.60
s10	Prefer traditional healers		0.60
S12	Insurance brings bad luck		0.55
S16	Only relevant for chronic diseases		0.33
S17	Health is in the hands of God		0.43
S18	iCHF is for government workers		0.54
F3	Convenience (iCHF accessibility)	19.6
S13	Office hours		0.69
S14	Opening location		0.66
S15	Card collection		0.53
S21	Awareness about the iCHF premium		0.31
S30	iCHF is a prepayment scheme		0.36
F4	Recommendation (iCHF)	9.9
S19	iCHF representatives		0.59
S20	Relatives & friends		0.59

Source: Authors’ calculation of FA based on primary data
Note: Primary data were collected from two rural districts of Dodoma region (Bahi and Chamwino)

ISSN: 1472-6963