Do household perceptions influence enrolment decisions into community-based health insurance schemes in Tanzania?

Table 4 Principal Component Analysis (PCA): Household perceptions towards iCHF

S/N	Factors and statements	The explained variance (%)	Factor Loadings
P1	Quality (health care services)	10.6
S1	Healthcare services		0.76
S2	Healthcare personnel		0.72
S3	Long waiting time		−0.71
S4	Reasonable treatment time		0.71
S5	Discrimination of members		−0.65
S6	Availability of drugs		0. 56
P2	Preferences (beliefs and priorities)	9.5
S7	iCHF is a loss of money		0.69
S8	I save money in case of illness		0.68
S9	I borrow money in case of illness		0.66
S10	Prefer traditional healers		0.59
S11	Low benefit-premium ratio		0.50
S12	Insurance brings bad luck		0.42
P3	Convenience (iCHF accessibility)	7.2
S13	Office hours		0.83
S14	Opening location		0.78
S15	Card collection		0.72
P4	Understanding (iCHF)	5.1
S16	Only relevant for chronic diseases		0.80
S17	Health is in the hands of God		0.74
S18	iCHF is for government workers		0.39
P5	Recommendation (iCHF)	5.1
S19	iCHF representatives		0.85
S20	Relatives and friends		0.83
P6	Knowledge (iCHF)	4.8
S21	Awareness about the iCHF premium		0.78
S22	The iCHF benefits are clear to me		0.51
S23	Knowledge about the iCHF scheme		−0.39
S24	The iCHF Premium is affordable		0.38
P7	Awareness (iCHF)	4.7
S25	iCHF is for irregular incomes earners		−0.65
S26	I know people that are members of iCHF		0.57
S27	Current needs are prioritized		0.44
S28	iCHF is like paying taxes		0.42

Source: Authors’ calculation of PCA based on primary data
Note: Primary data were collected from two rural districts of Dodoma region (Bahi and Chamwino)

ISSN: 1472-6963