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Table 2 Bivariate analysis of health insurance status of respondents by background characteristics

From: Does insurance protect individuals from catastrophic payments for surgical care? An analysis of Ghana’s National Health Insurance Scheme at Korle-Bu teaching Hospital

VariablesHealth insurance status (N = 196)P-value (Fisher exact test)
Insured 65% (N = 127)Uninsured 35% (N=69)
Age (years)
 <256.3%(8)14.5% (10)0.034
 25-3920.4% (26)31.9% (22)
 40-6959.1% (75)46.4% (32)
 ≥ 7014.2% (18)7.2% (5)
Sex
 Male35.4% (45)59.4%( 41)0.002
 Female65.6% (82)41.6% (28)
Ethnicity
 Akan41.7% (53)53.6% (37)0.496
 Ewe16.6% (21)13.1% (9)
 Ga-Dangme25.2% (46)20.3 %(14)
 Other16.5% (30)13.0% (9)
Marital Status
 Never married15.0% (19)30.4% (21)0.037
 Currently married57.5% (73)47.8% (33)
 Formerly married27.5% (35)21.8% (15)
Education
 None11.8% (15)10.1% (7)0.434
 Primary28.3% (36)21.8% (15)
 Secondary38.6% (49)50.7% (35)
 Tertiary21.3% (27)17.4% (12)
Employment Status
 Unemployed38.6% (49)31.9% (22)0.437
 Employed61.4% (78)68.1% (47)
Occupation
 Unemployed38.6% (49)31.9% (22)0.608
 Formal10.2% (13)13.0% (9)
 Informal51.2% (65)55.1% (38)
Had a Procedure
 Yes87.8% (101)85.3% (52)0.644
 No12.2% (14)14.7% (9)
Household Characteristics (mean)
 House-hold size6.55.60.21
 Number of children3.12.20.003
 Sex of household head
  Male76%(84)82.5 (47)0.43
  Female23%(26)18 (10)