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Table 2 Household characteristics and health-care-seeking behaviors

From: Does the type of health insurance enrollment affect provider choice, utilization and health care expenditures?

Variables

Public health insurance (N = 590)

Private health insurance (N = 590)

Household characteristics

 Household size (%)

  1

107 (18.14)

92 (15.59)

  2–3

260 (44.07)

293 (49.66)

  4–5

138 (23.39)

108 (18.31)

  6 -

85 (14.41)

97 (16.64)

 Age of household head

  15–49

518 (88.10)

515 (87.44)

  50–59

62 (10.54)

62 (10.54)

  60 -

8 (1.36)

12 (2.04)

 Educational level of head of household (%)

  No formal schooling

2 (0.34)

1 (0.17)

  Primary

19 (3.23)

86 (14.97)

  Secondary school (Junior and senior)

209 (35.48)

496 (84.36)

  High level (university)

358 (60.78)

3 (0.51)

 Gender of household head (%)

  Female

167 (28.13)

187 (32.02)

  Male

419 (71.87)

397 (67.98)

Household’s expenditures

 Mean household total expenditure (FCFA)

319, 825

247, 127

 Mean OOP health expenditure (medical & nonmedical) (FCFA)a

31, 657.05

24, 042.4

 Mean household food expenditure (FCFA)

110, 748.4

85, 078.47

Health care seeking behavior

 Use oh health care (illness) (%)

  Yes

390 (66.10)

378 (64.07)

  No

200 (33.90)

212 (35.93)

 Reasons for not seeking health care from a medical facility (%)

  Distance

68 (36.76)

98 (48.51)

  Waiting time

68 (36.80)

27 (13.37)

  Low quality healthcare

48 (25.95)

47 (23.27)

  Out-of-pocket payments

91 (49.19)

86 (42.57)

  1. aThe FCFA is the name of the currency used in part of West African countries including Togo