Table 4 Risk of financial hardship after CT utilization
Variables | Univariate | Multivariate | ||
|---|---|---|---|---|
Odds ratio (95% CI) | P value | Adjusted Odds ratio (95% CI) | P value | |
Age group (years; N = 344) | ||||
 18–24 | 1.39 (0.42–4.64) | 0.589 | 0.63 (0.10–3.97) | 0.624 |
 25–34 | ref |  | ref |  |
 35–44 | 2.47 (1.00–6.08) | 0.049 | 4.22 (1.18–15.11) | 0.027 |
 45–54 | 2.26 (1.02–5.01) | 0.046 | 3.10 (0.80–10.66) | 0.073 |
 55–64 | 2.47 (1.00–6.08) | 0.049 | 0.41 (0.09–1.78) | 0.234 |
 > 65 | 1.17 (0.58–2.34) | 0.665 | 0.07 (0.01–0.48) | 0.007 |
Sex (N = 344) | ||||
 Female | 1.55 (0.96–2.50) | 0.070 | 1.25 (0.60–2.60) | 0.553 |
 Male | ref |  | ref |  |
Marital status (N = 344) | ||||
 Married/living in union | ref |  | ref |  |
 Single/divorced/widow | 1.36 (0.83–2.24) | 0.222 | 2.05 (0.80–5.23) | 0.135 |
Educational level (N = 319) | ||||
 ≤ O level | 2.42 (1.44–4.06) | 0.001 | 2.07 (0.90–4.76) | 0.087 |
 > O level or equivalent | ref |  | ref |  |
Employment status (N = 266) | ||||
 Employed (formally, informally, self) | ref |  | ref |  |
 Unemployed/Retired | 1.05 (0.60–1.86) | 0.855 | 11.75 (2.59–53.18) | 0.001 |
SES (N = 342) | 0.20 (0.12–0.34) | < 0.001 | 0.15 (0.07–0.33) | < 0.001 |
Health insurance ownership (N = 342) | ||||
 Yes | ref |  | ref |  |
 No | 6.28 (2.73–14.45) | < 0.001 | 5.56 (1.74–17.76) | 0.004 |
Chronic illnesses (N = 369) | ||||
 Yes | 1.36 (0.82–2.24) | 0.233 | 2.07 (0.93–4.58) | 0.074 |
 No | ref |  | ref |  |