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Table 2 Differential Changes in Health Care Utilization and Out-of-Pocket Medical Spending by the Medical Aid Type I and II Panels

From: The effect of shifting medical coverage from National Health Insurance to Medical Aid type I and type II on health care utilization and out-of-pocket spending in South Korea

Health Care Utilization

Mean (SE)

Adjusted Difference-in-Differences Estimates, % (95% CI)b

P-value

Case Groupa

Control Groupa

Before Shifting Period

After Shifting Period

Unadjusted Difference

Before Shifting Period

After Shifting Period

Unadjusted Difference

Medical Aid Type I Panel

1 year before and after (Model 1)

  Outpatient Visit/per person

25.7 (2.8)

34.6 (2.9)

8.9

28.4 (1.6)

28.0 (1.7)

−0.4

31.8 (4.2 to 66.8)

0.021

  Length of Stay/per person

8.5 (1.5)

6.9 (1.6)

−1.6

3.3 (0.9)

5.5 (0.9)

2.2

−40.7 (−72.6 to 28.1)

0.184

  Out-of-pocket medical spending, $/per personc

1402.9 (157.9)

1272.9 (163.0)

− 130.0

1527.0 (91.2)

1803.3 (94.1)

276.3

−20.2 (− 38.7 to 3.7)

0.092

2  years before and after (Model 2)

  Outpatient Visit/per person

24.2 (2.1)

33.0 (2.2)

8.8

26.2 (1.2)

28.5 (1.3)

2.3

22.3 (1.7 to 47.0)

0.032

  Length of Stay/per person

6.2 (1.2)

5.8 (1.2)

−0.4

3.9 (0.7)

5.6 (0.7)

1.7

−20.4 (−57.6 to 49.2)

0.476

  Out-of-pocket medical spending, $/per personc

1423.7 (128.5)

1219.7 (135.9)

− 204.0

1574.4 (74.2)

1778.4 (78.5)

204.0

−15.7 (−32.3 to 4.6)

0.120

3 years before and after (Model 3)

  Outpatient Visit/per person

22.7 (1.9)

32.1 (2.0)

9.4

25.9 (1.1)

29.5 (1.1)

3.6

18.8 (0.5 to 40.5)

0.044

  Length of Stay/per person

5.9 (1.1)

5.5 (1.1)

−0.4

4.4 (0.6)

5.6 (0.7)

1.2

−7.2 (−47.3 to 63.4)

0.795

  Out-of-pocket medical spending, $/per personc

1500.5 (116.2)

1151.8 (122.6)

− 348.7

1621.6 (67.1)

1751.4 (70.8)

129.8

−23.2 (−36.9 to −6.5)

0.009

Medical Aid Type II Panel

1 year before and after (Model 1)

  Outpatient Visit/per person

22.6 (4.1)

32.0 (4.2)

9.4

16.3 (2.4)

18.5 (2.4)

2.2

38.9 (−11.3 to 84.0)

0.151

  Length of Stay/per person

4.4 (2.5)

5.7 (2.6)

1.3

2.9 (1.5)

3.3 (1.5)

0.4

61.7 (−80.5 to 1330.4)

0.656

  Out-of-pocket medical spending, $/per personc

880.0 (233.9)

816.4 (237.9)

−63.6

1246.8 (135.0)

1605.2 (137.3)

358.4

−31.8 (−57.4 to 9.3)

0.112

2 years before and after (Model 2)

  Outpatient Visit/per person

24.3 (3.3)

27.7 (3.6)

3.4

16.8 (1.9)

17.3 (2.1)

0.5

25.0 (−15.0 to 84.0)

0.257

  Length of Stay/per person

3.0 (1.9)

4.7 (2.1)

1.7

2.7 (1.1)

2.8 (1.2)

0.1

48.2 (−80.5 to 1124.0)

0.704

  Out-of-pocket medical spending, $/per personc

711.5 (190.1)

728.1 (211.4)

16.6

1278.1 (109.8)

1676.4 (122.0)

398.3

−22.7 (−48.8 to 16.5)

0.219

3 years before and after (Model 3)

  Outpatient Visit/per person

24.3 (2.8)

26.1 (3.3)

1.8

16.6 (1.6)

16.2 (1.9)

−0.4

38.6 (−2.7 to 97.6)

0.071

  Length of Stay/per person

2.5 (1.5)

4.4 (1.8)

1.9

2.6 (0.9)

2.8 (1.0)

0.2

221.1 (−66.8 to 1471.3)

0.412

  Out-of-pocket medical spending, $/per personc

668.6 (166.0)

656.1 (196.2)

−12.5

1321.1 (95.8)

1641.6 (113.3)

320.5

−23.9 (−47.7 to 10.8)

0.154

  1. Abbreviation: SE Standard Error, CI Confidence Interval
  2. aPropensity score matched for sex, age, region, equivalent household income, marital status, economic activity status, number of private insurances, and expenditure on private insurance
  3. bAll estimates were adjusted for the individuals’ fixed characteristics (most visited type of medical institution and last period of chronic disease). A positive sign corresponds to a larger increase in utilization over the study period among Medical Aid-shifted recipients, compared with National Health Insurance holders
  4. cCalculated in Dollar($) from Won(₩) at the exchange rate announced by the Korean Statistics yearly in every december