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Table 5 Risk factors for the willingness of CBHI uptake in survey data in urban towns in Oromia region, 2018, Ethiopia

From: Willingness of community based health insurance uptake and associated factors among urban residents of Oromia regional state, Oromia, Ethiopia, a cross-sectional study

Variables

Willingness to join CBHI

Crude OR (95% CI)

Adjusted OR (95% CI)

Yes (%)

No (%)

Age of the respondents

 15–24

19

6

1

1

 25–34

180

41

1.39 (0.52,3.69)

0.40 (0.70, 2.28)

 35–44

274

41

2.11 (0.70,5.59)

0.52 (0.09, 2.99)

 45–54

157

11

4.51 (1.50,13.58)**

1.04 (0.17, 6.49)

  > 54

86

15

1.81 (0.62,5.27)

0.38 (0.06, 2.39)

Educational status

 Can’t read and Write

33

10

1

1

 Can read and write

63

6

3.18 (1.06, 9.52)

3.84 (1.23, 12.01)*

 Grade 1–8

184

20

2.79 (1.20, 6.49)

2.90 (1.16, 7.30)*

 Grade 9–12

236

54

1.26 (0.58, 2.70)

1.38 (0.58, 3.33)

 Certificate/diploma

161

17

2.87 (1.21, 6.82)

3.38 (1.27, 8.98)**

 1st degree and above

39

4

2.96 (0.85, 10.30)

2.79 (0.17, 10.87)

Family size

  < 3

238

58

1

1

 3–6

410

45

2,22 (1.46, 3.38)

1.95 (1.21, 3.15)**

  > 6

68

11

1.51 (0.75, 3.03)

1.21 (0.55, 2.68)

Getting money to pay for health care

 Very difficult

164

33

0.23 (0.10, 0.55)

0.18 (0.07, 0.49)***

 Difficult

132

29

0.25 (0.12, 0.59)

0.17 (0.06, 0.46)***

 Not difficult

137

7

1

1

Time to reach nearest health facility

  < 10mins

217

45

0.69 (0.40, 1.18)

0.37 (0.17, 0.80)**

 10-20 min

305

48

0.52 (0.30, 0.91)

0.25 (0.11, 0.58)***

  > 20mins

194

21

1

1

Able to raise 200ETB during emergency

 Yes

394

43

2.02 (1.35, 3.03)**

1.06 (0.58, 1.97)

 No

322

71

1

1

Know the benefits package of CBHI

 Yes

426

47

2.49 (1.61, 3.83)**

2.78 (0.61, 10.77)

 No

186

51

1

1

can pay 500ETB as annual premium

 Yes

400

4

21.62 (7.62, 61.32)*

1.08 (0.47, 17.56)

 No

185

40

1

1

  1. NB: * = significant, *p < 0.05, **p < 0.01 and ***p < 0.001