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Table 6 Key determinants of hospital care-seeking behaviour of patients with private insurance cover

From: Selection of private or public hospital care: examining the care-seeking behaviour of patients with private health insurance

Factors (reference category)

Beta

Wald

S.E.

P-value

Odds ratio

Self- assesses health (Poor)

 Excellent

0.039

0.005

0.572

0.942

1.039

 Very good

−0.267

0.360

0.460

0.527

0.766

 Good

0.031

0.006

0.418

0.937

1.032

 Fair

−0.327

0.611

0.445

0.410

0.721

Household disposable income (High)

 Low income

0.341

1.324

0.301

0.056

1.407

 Lower-middle income

0.591

4.883

0.284

0.032

1.806

 Higher-middle income

−0.353

1.718

0.29

0.195

0.703

BMI (BMI= >  30)

 BMI < =18.5

0.681

2.666

0.439

0.101

1.976

 BMI 18.6–24.9

− 0.039

0.026

0.247

0.858

0.961

 BMI 25.29.9

−0.333

1.828

0.253

0.168

0.717

Age (Age > 65)

 Age < 45

0.772

6.601

0.302

0.005

2.165

 Age 45–65

0.167

0.332

0.282

0.531

1.182

Type of health cover (Both)

 Hospital only

0.195

0.506

0.275

0.463

1.215

 Extras only

4.053

15.548

2.271

0.001

7.550

Physical activity (>  3 times a week)

  < once a week

0.119

0.233

0.255

0.629

1.127

 1–3 times a week

−0.119

0.281

0.247

0.614

0.888

Financial risk-taking attitude (Never)

 Substantial risks

1.281

3.514

1.616

0.081

3.600

 Above average risks

1.56

3.924

5.956

0.04

1.210

 Average risks

−0.114

0.148

0.313

0.702

0.892

 Not willing

0.026

0.008

0.309

0.922

1.026

Other compounding variables

 Born outside Australia (In Australia)

−0.352

1.878

0.267

0.163

0.704

 Female (Male)

0.175

0.722

0.21

0.39

1.191

 No long-term health condition (Yes)

0.295

1.63

0.245

0.201

1.343

 Not a full-time student (Full-time student)

−0.712

3.502

0.417

0.039

0.491

 Currently not married (Married)

0.148

0.547

0.22

0.459

1.160

 Rural (Urban)

−0.219

0.60

0.326

0.47

0.804

 Education more than High school (Otherwise)

−0.447

4.419

0.221

0.033

0.640

 Hospital doctor visit (Otherwise)

−0.567

8.415

0.209

0.002

0.567

 Specialist doctor visits (Otherwise)

1.183

33.211

0.213

0.001

3.265

 Constant

−1.310

3.326

0.769

0.076

0.270

 

Chi-sq

P-value

R-sq

 Omnibus test model coefficients

252.78

0.000

 

 Hosmer & Lemeshow

12.99

0.112

 

 -2 Log likelihooda

790.81

  

 Cox & Snell

  

0.223

 Nagelkerke

  

0.345

  1. Note: Data from Wave 13. Bootstrap standard errors and p-values. Results are based on 1000 bootstrap samples. Reference category presented in the parenthesis. Dependent variable hospital admission type = 1 if public patient in a public hospital and 0 otherwise
  2. a estimation terminated at iteration number 0.5 because parameter estimates changed by less than 0.001
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BMC Health Services Research

ISSN: 1472-6963

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