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Table 4 Odds ratios from ordered logistic regression estimation of the correlates of perceived quality of services in Ghana, 2014

From: Subscribers’ perception of quality of services provided by Ghana’s National Health Insurance Scheme - what are the correlates?

Explanatory variables

Full sample

Urban subsample

Rural subsample

(level 1)

all

OR(95% CI)

(level 2)

All

OR (95% CI)

(level 3)

male

OR (95% CI)

(level 4)

female

OR 95% CI)

(level 5)

all

OR 95% CI)

(level 6)

male

OR (95% CI)

(level 7)

female

OR (95% CI)

Age

0.95***

0.94***

0.94

0.90***

0.97

0.90***

0.97

(0.92–0.98)

(0.90–0.97)

(0.89–1.01)

(0.85–0.95)

(0.93–1.00)

(0.85–0.96)

(0.93–1.02)

Age square

1.00***

1.00***

1.00

1.00***

1.00

1.00***

1.00

(1.00–1.00)

(1.00–1.00)

(1.00–1.00)

(1.00–1.00)

(1.00–1.00)

(1.00–1.00)

(1.00–1.00)

Out-of-pocket payment status

 Doesn’t pay+ 1.00

1.00

 

1.00

1.00

1.00

1.00

1.00

 Pays

0.85**

0.96

1.09

0.90

0.74***

0.93

0.64***

(0.76–0.96)

(0.81–1.13)

(0.76–1.55)

(0.75–1.09)

(0.62–0.89)

(0.70–1.25)

(0.51–0.80)

Wealth status

 Poor+

1.00

1.00

1.00

1.00

1.00

1.00

1.00

 Average

0.76***

0.90

0.84

0.93

0.70***

0.86

0.65***

(0.65–0.89)

(0.71–1.15)

(0.50–1.38)

(0.69–1.25)

(0.59–0.84)

(0.59–1.28)

(0.51–0.82)

 Rich

0.68***

0.80

1.04

0.75

0.70**

0.41***

0.83

(0.55–0.84)

(0.61–1.05)

(0.63–1.71)

(0.54–1.03)

(0.50–0.97)

(0.23–0.74)

(0.55–1.27)

Access to Media

 None+ 1.00

 

1.00

1.00

1.00

1.00

1.00

1.00

 Partial

0.92

1.05

1.68

1.27

0.86

0.59

0.83

(0.77–1.12)

(0.72–1.52)

(0.92–3.09)

(0.83–1.94)

(0.69–1.07)

(0.26–1.36)

(0.63–1.09)

 Full

0.88

1.07

2.02**

1.26

0.69**

0.58

0.52***

(0.71–1.10)

(0.73–1.59)

(1.05–3.89)

(0.81–1.97)

(0.50–0.95)

(0.22–1.49)

(0.35–0.77)

Educational status

 No education+

1.00

1.00

1.00

1.00

1.00

1.00

1.00

 Basic

0.97

1.02

1.17

0.94

0.92

1.18

0.89

(0.82–1.15)

(0.78–1.35)

(0.46–3.00)

(0.72–1.25)

(0.74–1.14)

(0.72–1.94)

(0.68–1.17)

 At least secondary

0.89

0.83

0.59

0.84

0.96

1.03

1.05

(0.76–1.03)

(0.65–1.05)

(0.26–1.33)

(0.65–1.08)

(0.80–1.16)

(0.66–1.62)

(0.81–1.37)

Region

 Greater Accra+

1.00

1.00

1.00

1.00

1.00

1.00

1.00

 Western

2.58***

2.46***

1.92***

2.78***

3.28***

0.60

6.26***

(2.02–3.29)

(1.85–3.26)

(1.17–3.13)

(1.90–4.07)

(2.18–4.95)

(0.21–1.71)

(3.73–10.48)

 Central

2.46***

2.60***

7.70***

1.92***

2.92***

8.95***

2.25***

(1.89–3.21)

(1.84–3.67)

(2.97–19.96)

(1.28–2.89)

(1.96–4.35)

(2.53–31.63)

(1.46–3.48)

 Volta

1.07

1.20

2.87***

0.94

1.27

1.75

1.13

(0.79–1.46)

(0.74–1.94)

(1.44–5.73)

(0.52–1.68)

(0.84–1.93)

(0.64–4.77)

(0.68–1.86)

 Eastern

2.10***

2.11***

2.42***

2.15**

2.63***

1.95

3.14***

(1.47–3.00)

(1.30–3.43)

(1.40–4.19)

(1.15–4.04)

(1.56–4.44)

(0.70–5.44)

(1.63–6.05)

 Ashanti

0.85

0.73

3.15***

0.44***

1.39

2.45

1.06

(0.65–1.11)

(0.52–1.01)

(1.74–5.71)

(0.29–0.67)

(0.92–2.08)

(0.85–7.06)

(0.63–1.78)

 Brong-Ahafo

0.98

1.13

1.57

1.04

1.08

0.84

1.22

(0.76–1.26)

(0.84–1.53)

(0.85–2.92)

(0.71–1.52)

(0.72–1.64)

(0.30–2.36)

(0.70–2.12)

 Northern

1.83***

2.45***

5.06***

1.95***

2.00***

2.26

2.01***

(1.37–2.46)

(1.76–3.42)

(2.31–11.10)

(1.30–2.92)

(1.30–3.07)

(0.58–8.83)

(1.21–3.33)

 Upper East

2.15***

2.12***

5.47***

1.56

2.69***

6.33***

2.10***

(1.59–2.90)

(1.38–3.27)

(3.02–9.89)

(0.94–2.58)

(1.76–4.11)

(1.96–20.39)

(1.29–3.42)

 Upper West

1.83***

2.65***

6.34***

2.01**

1.89**

2.90

1.60

(1.25–2.67)

(1.72–4.08)

(3.12–12.90)

(1.12–3.60)

(1.11–3.24)

(0.94–8.92)

(0.81–3.19)

Gender

 Female+

1.00

1.00

  

1.00

  

 Male

0.98

1.06

  

0.92

  

(0.79–1.20)

(0.81–1.39)

  

(0.65–1.28)

  

Place of residence

 Rural+

1.00

      

 Urban

0.89

      

(0.75–1.06)

      

 Constant cut1

0.17***

0.19***

0.55

0.10***

0.25***

0.09***

0.26***

(0.10–0.28)

(0.09–0.40)

(0.14–2.27)

(0.04–0.24)

(0.12–0.52)

(0.02–0.46)

(0.11–0.62)

 Constant cut2

0.73

0.92

2.89

0.50

1.01

0.32

1.21

(0.45–1.20)

(0.46–1.85)

(0.70–11.82)

(0.22–1.15)

(0.49–2.07)

(0.06–1.68)

(0.52–2.80)

Observations

10,065

4992

1302

3690

5073

1420

3653

F-statistic

14.48 (0.00)

8.06 (0.00)

4.36 (0.00)

6.29 (0.00)

8.36 (0.00)

5.60 (0.00)

8.07 (0.00)

  1. Survey design accounted for in estimations. P-values in parentheses for the F-statistic. OR denotes odds ratio; CI denotes confidence interval. + denotes reference category (OR = 1.00). ++Media use in this study means access to information on the NHIS (i.e. radio, TV etc.). *** p < 0.01, ** p < 0.05. Source: Computed by authors from 2014 GDHS