Table 3 Issues concerning patients’ health insurance/OOP expenses that patients and GPs brought up during consultations (n = 475)
From: Discussing patients’ insurance and out-of-pocket expenses during GPs’ consultations
Subject (n(%)) | Discussed (n(%)) | Brought up by: (n(%)) | ||
|---|---|---|---|---|
Patient | GP | Unknown | ||
Current health insurance (e.g. insurer, insurance type) | 0 (0.0) | na | na | na |
Current voluntary health insurance (e.g. insurance or not, breadth of coverage) | 3 (0.6) | 1 (33.3) | 2 (66.6) | 0 (0.0) |
Reimbursement of costs of treatment/diagnostics | ||||
Medical professional for which a referral is needed (e.g. hospital, mental health professional) | 12 (2.5) | 8 (66.7) | 3 (25.0) | 1 (8.3) |
Medical professional for which no referral is needed (e.g. allied health professional, practice nurse in mental health) | 10 (2.1) | 3 (30.0) | 5 (50.0) | 2 (20.0) |
Reimbursement of medication | 15 (3.2) | 8 (53.3) | 7 (46.7) | 0 (0.0) |
Reimbursement of a medical aid | 2 (0.4) | 2 (100.0) | 0 (0.0) | 0 (0.0) |
Deductibles | 10 (2.1) | 3 (30.0) | 7 (70.0) | 0 (0.0) |
Co-payments | 0 (0.0) | na | na | na |
Any of the above | 45 (9.5) | 22 (48,9) | 20 (44.4) | 3 (6.7) |