Table 1 Summary of Case Study Micro Health Insurance Firms
From: A critical analysis of purchasing arrangements in Kenya: the case of micro health insurance
| Â | MHI Case A | MHI Case B |
|---|---|---|
Model | Partner-agent model | Partner-agent model |
Underwriter | Â | Private Insurance Firm C |
Area of operation | National | National |
Outpatient and inpatient services Family-based cover Other benefits: Daily hospital cash, Funeral benefit, Cover limit in two bands KES 139,000 and KES 290,000 No premium financing | Outpatient and inpatient services Family-based cover Other benefits: Life insurance cover, Funeral benefit, Cover limits in three bands KES 200,000, KES 500,000 and KES 1,000,000 Premium-financing available through micro-finance loan | |
KES 12,000 for full benefit | Not determined | |
Number of members | About 8000 in late 2014a [46] | About 12,000 in 2014 [39] |
Health service providers | Public and low- and mid-cost private health facilities | Public and low- and mid-cost private health facilities |