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Table 1 Summary of Case Study Micro Health Insurance Firms

From: A critical analysis of purchasing arrangements in Kenya: the case of micro health insurance

  MHI Case A MHI Case B
Model Partner-agent model Partner-agent model
Underwriter   Private Insurance Firm C
Area of operation National National
Benefit package [45, 46] Outpatient and inpatient services Family-based cover Other benefits:
Daily hospital cash, Funeral benefit, Cover limit in two bands KES 139,000 and KES 290,000
No premium financing
Outpatient and inpatient services Family-based cover Other benefits:
Life insurance cover, Funeral benefit, Cover limits in three bands KES 200,000, KES 500,000 and KES 1,000,000
Premium-financing available through micro-finance loan
Premium rate [45, 46] KES 12,000 for full benefit Not determined
Number of members About 8000 in late 2014a [46] About 12,000 in 2014 [39]
Health service providers Public and low- and mid-cost private health facilities Public and low- and mid-cost private health facilities
  1. aas many as 65,000 at fold up in 2015 [47]