Variable:
|
Type of payments
|
-Copayments
|
0.664 (0.116)**
|
1.041 (0.457)*
|
0.773 (0.057)**
|
1.032 (0.234)**
|
-Coinsurances (reference)
|
− 0.664 (0.116)**
|
− 1.041 (0.457)*
|
− 0.773 (0.057)**
|
− 1.032 (0.234)**
|
Rate of payments
|
-Rate1 a
|
1.123 (0.102)**
|
1.758 (0.759)*
|
0.643 (0.033)**
|
0.841 (0.106)**
|
-Rate2 a
|
0.522 (0.089)**
|
0.202 (0.350)
|
0.424 (0.030)**
|
0.334 (0.092)**
|
-Rate3 a (reference)
|
−1.646 (0.133)**
|
−1.959 (0.760)*
|
− 1.067 (0.042)**
|
−1.174 (0.150)**
|
Annual caps on cost-sharing payment
|
-Half cap
|
−0.005 (0.055)
|
0.035 (0.207)
|
−0.003 (0.022)
|
0.039 (0.036)
|
-Full cap (reference)
|
0.005 (0.055)
|
−0.035 (0.207)
|
0.003 (0.022)
|
−0.039 (0.036)
|
-Half cap * Copayments
|
−0.050 (0.052)
|
−0.266 0.240)
|
− 0.057 (0.019)**
|
−0.084 (0.063)
|
-Half cap * Rate1 a
|
0.037 (0.081)
|
0.227 (0.347)
|
−0.056 (0.033)
|
−0.103 (0.078)
|
-Half cap * Rate2 a
|
− 0.147 (0.090)
|
−0.884 (0.363)*
|
− 0.019 (0.038)
|
− 0.053 (0.121)
|
-Half cap * Afterwards billed by health insurer
|
0.017 (0.057)
|
0.226 (0.231)
|
−0.079 (0.020)**
|
−0.221 (0.079)**
|
Moment of payment
|
-Afterwards billed by health insurer
|
0.414 (0.086)**
|
1.581 (0.831)
|
3.416 (0.108)**
|
2.660 (0.390)**
|
-Directly at point of care (reference)
|
−0.414 (0.086)**
|
−1.581 (0.831)
|
−3.416 (0.108)**
|
−2.660 (0.390)**
|
Alternative specific constant
|
-Opt-out option
|
3.752 (0.146)**
|
4.503 (1.060)**
|
0.556 (0.033)**
|
0.319 (0.247)
|
SD of random parameters
|
Copayments
|
2.702 (0.143)**
|
2.599 (0.689)**
|
3.236 (0.092)**
|
3.480 (0.451)**
|
Rate1 a
|
−1.486 (0.128)**
|
−2.132 (0.804)**
|
−0.907 (0.048)**
|
0.974 (0.161)**
|
Rate2 a
|
1.412 (0.130)**
|
2.338 (1.035)*
|
0.827 (0.047)**
|
0.789 (0.172)**
|
Afterwards billed by health insurer
|
1.908 (0.113)**
|
3.829 (1.098)**
|
4.690 (0.132)**
|
4.521 (0.591)**
|
Model
|
Number of individuals
|
738
|
738
|
5510
|
5510
|
Number of observations
|
13,284
|
13,284
|
99,180
|
99,180
|
Log-likelihood
|
− 3187.780
|
− 3180.645
|
−20,580.500
|
−16,919.590
|