Variable:
|
Type of payments
|
-Copayments
|
1.224 (0.095)**
|
1.103 (0.428)*
|
1.768 (0.060)**
|
1.834 (0.237)**
|
-Coinsurances (reference)
|
−1.224 (0.095)**
|
−1.103 (0.428)*
|
− 1.768 (0.060)**
|
− 1.834 (0.237)**
|
Rate of payments
|
-Rate1 a
|
0.696 (0.075)**
|
0.994 (0.285)**
|
0.783 (0.033)**
|
0.901 (0.111)**
|
-Rate2 a
|
0.257 (0.065)**
|
0.471 (0.272)
|
0.502 (0.027)**
|
0.500 (0.089)**
|
-Rate3 a (reference)
|
−0.953 (0.128)**
|
−1.466 (0.547)**
|
−1.285 (0.042)**
|
− 1.401 (0.150)**
|
Annual caps on cost-sharing payment
|
-Half cap
|
0.015 (0.052)
|
0.180 (0.170)
|
−0.025 (0.023)
|
− 0.002 (0.055)
|
-Full cap (reference)
|
−0.015 (0.052)
|
−0.180 (0.170)
|
0.025 (0.023)
|
0.002 (0.055)
|
-Half cap * Copayments
|
−0.020 (0.049
|
0.030 (0.102)
|
−0.022 (0.017)
|
−0.041 (0.053)
|
-Half cap * Rate1 a
|
− 0.164 (0.065)
|
0.072 (0.285)
|
− 0.053 (0.030)
|
−0.199 (0.088)*
|
-Half cap * Rate2 a
|
0.040 (0.068)
|
−0.568 (0.408)
|
− 0.093 (0.036)*
|
0.070 (0.129)
|
-Half cap * Afterwards billed by health insurer
|
0.054 (0.048)
|
−0.119 (0.191)
|
0.041 (0.018)*
|
0.077 (0.070)
|
Moment of payment
|
-Afterwards billed by health insurer
|
0.082 (0.045)
|
0.843 (0.254)**
|
1.590 (0.065)**
|
0.793 (0.198)**
|
-Directly at point of care (reference)
|
−0.082 (0.045)
|
−0.843 (0.254)**
|
−1.590 (0.065)**
|
− 0.793 (0.198)**
|
Alternative specific constant
|
-Opt-out option
|
2.308 (0.073)*
|
2.640 (0.605)**
|
−0.332 (0.030)**
|
−1.093 (0.187)**
|
SD of random parameters
|
Copayments
|
1.667 (0.094)**
|
1.733 (0.552)**
|
2.884 (0.080)**
|
2.650 (0.280)**
|
Rate1 a
|
0.765 (0.108)**
|
1.036 (0.471)*
|
1.064 (0.044)**
|
1.146 (0.152)**
|
Rate2 a
|
0.003 (0.247)
|
0.001 (0.005)
|
0.815 (0.042)**
|
−0.746 (0.149)**
|
Afterwards billed by health insurer
|
–
|
–
|
3.692 (0.100)**
|
3.633 (0.409)**
|
Model
|
Number of individuals
|
475
|
475
|
6277
|
6277
|
Number of observations
|
8550
|
8550
|
112,986
|
112,986
|
Log-likelihood
|
− 2082.340
|
− 1327.649
|
−22,780.000
|
−16,384.221
|