Table 5 Changes to lowest-cost bronze plan features: “Choice to Stay” vs. “Choice to Switch”
From: Three years in – changing plan features in the U.S. health insurance marketplace
2014–2015 N = 1275 (50.8%) | 2015–2016 N = 1602 (63.8%) | 2014–2016 N = 1877 (74.8%) | ||||
|---|---|---|---|---|---|---|
Choice to Stay | Choice to Switch | Choice to Stay | Choice to Switch | Choice to Stay | Choice to Switch | |
Premiums | ||||||
Avg. Year-Over-Year Change (%) | 9.3% | −0.2% | 23.7% | 15.5% | 33.5% | 20.3% |
Counties with Premium Increase (%) | 90.7% | 55.5% | 99.4% | 90.3% | 97.2% | 85.9% |
Counties with Premium Decrease (%) | 9.3% | 44.5% | 0.6% | 9.7% | 2.8% | 14.1% |
Medical Deductible | ||||||
Avg. Year-Over-Year Change ($) | -$0.98 | $353.49 | $163.62 | $213.05 | $132.01 | $457.88 |
Avg. Year-Over-Year Change (%) | 0.1% | 8.6% | 3.4% | 6.2% | 2.9% | 11.3% |
Issuer/Plan Type | ||||||
Counties with No Change (%) | 98.7% | 20.0% | 95.3% | 44.4% | 32.9% | 11.9% |