Table 3 Changes in after-subsidy premiums for lowest-cost silver plans
From: Three years in – changing plan features in the U.S. health insurance marketplace
With Subsidy at 300% FPL | ||||||
2014–2015 | 2015–2016 | |||||
Change in Premium | Cost of Stayinga | Change in Premium | Cost of Stayinga | |||
Stay | Switch | Difference | Stay | Switch | Difference | |
Remained Lowest-Cost | N = 987 counties | N = 641 counties | ||||
27-year-old | $14.51 | $0.00 | $19.73 | $0.00 | ||
50-year-old | $8.07 | $0.00 | -$0.44 | $0.00 | ||
60-year-old | $9.33 | $0.00 | -$0.80 | $0.00 | ||
No Longer Lowest-Cost | N = 1350 counties | N = 1712 counties | ||||
27-year-old | $19.04 | -$1.00 | $20.04 | $38.98 | $17.55 | $21.43 |
50-year-old | $37.10 | $3.11 | $33.99 | $36.37 | $0.04 | $36.33 |
60-year-old | $54.89 | $3.41 | $51.48 | $54.95 | -$0.06 | $55.01 |
Discontinued | N = 175 counties | N = 159 counties | ||||
27-year-old | $46.50 | No Coverage | $37.04 | No Coverage | ||
50-year-old | -$1.17 | No Coverage | $2.27 | No Coverage | ||
60-year-old | -$3.06 | No Coverage | $1.98 | No Coverage | ||
No Subsidy at > 400% FPL | ||||||
2014–2015 | 2015–2016 | |||||
Change in Premium | Cost of Staying | Change in Premium | Cost of Staying | |||
Stay | Switch | Difference | Stay | Switch | Difference | |
Remained Lowest-Cost | N = 987 counties | N = 641 counties | ||||
27-year-old | $15.84 | $0.00 | $29.54 | $0.00 | ||
50-year-old | $26.99 | $0.00 | $50.34 | $0.00 | ||
60-year-old | $41.00 | $0.00 | $76.50 | $0.00 | ||
No Longer Lowest-Cost | N = 1350 counties | N = 1712 counties | ||||
27-year-old | $16.50 | -$3.54 | $20.04 | $45.89 | $24.46 | $21.43 |
50-year-old | $27.95 | -$6.04 | $33.99 | $77.90 | $41.58 | $36.33 |
60-year-old | $42.31 | -$9.18 | $51.49 | $118.09 | $63.08 | $55.01 |
Discontinued | N = 175 counties | N = 159 counties | ||||
27-year-old | $46.50 | No Coverage | $43.64 | No Coverage | ||
50-year-old | $79.25 | No Coverage | $73.51 | No Coverage | ||
60-year-old | $120.43 | No Coverage | $110.88 | No Coverage | ||