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Table 8 Evolution of benefits’ package and financial coverage in the MCSDN: Summary 2003–2012

From: An in-depth investigation of the causes of persistent low membership of community-based health insurance: a case study of the mutual health organisation of Dar Naïm, Mauritania

 

Payments by MCSDN

 

2003

2004

2005

2007

2008

2009

2010

2011

2012

First line health facilities

4 of PSDN

5

7

7

8

8

8

8

8

Curative consultations

50%

Above 50 MRO

Above 50 MRO

Above 50 MRO

Above 50 MRO

Above 100 MRO

Above 200 MRO

Above 200 MRO

Above 200 MRO

Antenatal care

50%

50%

75%

75%

75%

75%

75%

75%

75%

Delivery

75%

75%

75%

75%

     

Fixed sum for obstetric care in PSDN + referral (risk is borne by PSDN)

    

75% = 2250 MRO

75% = 2625 MRO

2600 MRO

2600 MRO

2600 MRO

Normal delivery in other facilities

    

75%

75%

75%

75%

75%

Laboratory examinations

-

50%

75%

75%

75%

75%

75%

75%

75%

Dental care

-

-

50%

50%

50%

50%

50%

50%

50%

Referral care

         

Fixed reimbursement for hospitalisation

10,000 MRO

10,000 MRO

20,000 MRO

20,000 MRO

20,000 MRO

20,000 MRO

20,000 MRO

30,000 MRO

30,000 MRO

Fixed reimbursement for complicated delivery + emergency transport

5500 MRO

5500 MRO

5500 MRO

5500 MRO

     

Fixed reimbursement for complicated delivery + emergency transport outside PSDN obstetric care package

    

5500 MRO

5500 MRO

5500 MRO

5500 MRO

5500 MRO

Caesarean section (intervention only)

-

-

100%

100%

     

Caesarean section (intervention only) outside PSDN obstetric care package

    

100%

100%

100%

100%

100%

Ceiling for ambulatory care

 

5000 MRO

5000 MRO

5000 MRO

5000 MRO

5000 MRO

5000 MRO

5000 MRO

5000 MRO

Medicines in private pharmacy

-

-

50%

50%

50%

50%

50%

50%

50%

Medicines in private pharmacy for chronic disease

    

30%

30%

30%

30%

30%