Table 1 Demographic and Service-Use Profiles of Guarantors
Respondents | ||
|---|---|---|
# respondents | % totala | |
Demographic Characteristics | ||
Ethnicity (n = 989) | ||
Not Hispanic or Latino | 929 | 93.9 |
Hispanic or Latino | 60 | 6.1 |
Race (n = 979) | ||
White | 867 | 88.6 |
African-American | 48 | 4.9 |
Multiracial | 26 | 2.7 |
Other (including Asian) | 38 | 3.9 |
Education Level (n = 994) | ||
Less than high school | 62 | 6.2 |
High school graduate or equivalent | 353 | 35.5 |
Some college but no degree | 309 | 31.1 |
College graduate | 199 | 20.0 |
Postgraduate | 71 | 7.1 |
Marital Status (n = 994) | ||
Married | 632 | 63.6 |
Living with partner | 38 | 3.8 |
Divorced | 156 | 15.7 |
Separated | 12 | 1.2 |
Widowed | 78 | 7.8 |
Never married | 78 | 7.8 |
Household Composition | ||
Dependent children 23 years of age or younger (n = 994) | ||
One child | 142 | 14.3 |
More than one child | 250 | 25.2 |
No children | 602 | 60.6 |
Number of family members living in the home, including respondent (n = 995) | ||
One | 188 | 18.9 |
Two | 360 | 36.2 |
Three | 175 | 17.6 |
Four or more | 272 | 27.3 |
Employment Status (n = 998) | ||
Employed full-time | 523 | 52.4 |
Employed part-time | 91 | 9.1 |
Retired | 223 | 22.3 |
Disabled | 76 | 7.6 |
Other | 85 | 8.5 |
Household Income (n = 856) | ||
Less than $20,000 | 153 | 17.9 |
$20,000–$39,999 | 260 | 30.4 |
$40,000–$59,999 | 225 | 26.3 |
$60,000–$79,999 | 114 | 13.3 |
$80,000–$99,999 | 60 | 7.0 |
$100,000 or more | 44 | 5.1 |
Health Insurance status of patient at time of debt (n = 995) | ||
Private Insurance through an employer/union | 673 | 67.6 |
Private Insurance purchased by guarantor | 186 | 18.7 |
Medicare | 236 | 23.7 |
Other | 9 | 0.9 |
Uninsured at time of service | 44 | 4.4 |
Service Use Profile | ||
Experience using CarePayment (n = 997) | ||
First time using CarePayment | 714 | 71.6 |
Have used CarePayment before | 272 | 27.3 |
Unsure | 11 | 1.1 |
Amount of CarePayment Debt (n = 996) | ||
Less than $500 | 184 | 18.5 |
$500–$999 | 274 | 27.5 |
$1,000–$2,499 | 378 | 38.0 |
$2,500 or more | 160 | 16.1 |
Other medical debt being paid off over time within past 12 months (n = 986) | ||
Yes | 588 | 59.6 |
No | 398 | 40.4 |
Approximate amount of other bills being paid off (n = 585) | ||
Less than $2,000 | 314 | 53.7 |
$2,000 to less than $4,000 | 130 | 22.2 |
$4,000 to less than $8,000 | 74 | 12.6 |
$8,000 to less than $10,000 | 16 | 2.7 |
$10,000 or more | 25 | 4.3 |
Don’t know | 26 | 4.4 |