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Table 1 General characteristics of both non-purchasers and purchasers at baseline (2008)

From: The effect of cost-sharing in private health insurance on the utilization of health care services between private insurance purchasers and non-purchasers: a study of the Korean health panel survey (2008–2012)

     

Unit: N, %

Variable

Total

Non-purchasers

Purchasers

Total

7824

7021

(89.7)

803

(10.3)

Sex

     

 Man

3839

3434

(48.9)

405

(50.4)

 Woman

3985

3587

(51.1)

398

(49.6)

Age

     

 1–19

1752

1317

(18.8)

435

(54.2)

 20–39

1699

1525

(21.7)

174

(21.7)

 40–59

1539

1421

(20.2)

118

(14.7)

 ≥60

2834

2758

(39.3)

76

(9.5)

Marital status

     

 Married

4107

3556

(50.6)

551

(68.6)

 Divorced/widowed/unmarried

3717

3465

(49.4)

252

(31.4)

Region

     

 Rural

4333

3875

(55.2)

458

(57.0)

 Urban

3491

3416

(44.8)

345

(43.0)

Educational level

     

 Elementary school or below

3080

2711

(38.6)

369

(46.0)

 Middle school

1071

972

(13.8)

99

(12.3)

 High school

1917

1743

(24.8)

174

(21.7)

 College or above

1756

1595

(22.7)

161

(20.0)

Public health financing

     

 NHI (National Health Insurance)

7225

6444

(91.8)

781

(97.3)

 Medical Aid (for the poor)

599

577

(8.2)

22

(2.7)

Household Income

     

 Q1 (High)

1392

1169

(16.7)

223

(27.8)

 Q2

1686

1418

(20.2)

268

(33.4)

 Q3

2256

2052

(29.2)

204

(25.4)

 Q4 (Low)

2490

2382

(33.9)

108

(13.4)

Employment status

     

 Employed or self-employed

4338

3755

(53.5)

583

(72.6)

 Unemployed or inactive

3486

3266

(46.5)

220

(27.4)

Chronic disease

     

 None

4109

3537

(50.4)

572

(71.2)

 One

1503

1358

(19.3)

145

(18.1)

 Two

936

899

(12.8)

37

(4.6)

 Three or more

1276

1227

(17.5)

49

(6.1)