Table 3 Most important reasons for enrolment/ non-enrolment

 To ensure employees have health care coverage

4.28

 To increase employee satisfaction

4.11

 To improve health and well-being of employees

4.08

 To ensure employees have retirement benefits

4.00

 Strong pressure from international bodies

3.05

 Strong pressure from Social Security Organization (SSO)

2.74

 Strong pressure from employees

2.72

 Strong pressure from membership organization

2.71

Reasons for non-enrolment

Rating (1–5)^a

 Company benefits are better than social security (SS) benefits

4.11

 Do not know much about social security

3.42

 Quality of government hospitals not good

3.22

 Do not use health care benefits/ staff do not get sick

3.22

 Employees do not want SS

3.12

 Cost of SSO is too high

2.97

 Do not trust that money is used well

2.83

 High turnover among employees

2.57

 Many temporary employees

2.38

 Employees prefer to purchase private insurance

2.35